Is terrorism covered by travel insurance policies? It depends. Over the past 5 years since 9/11, many insurance companies have addressed terrorism coverage in their policies. They will provide coverage for trip cancellation if there is a terrorist incident in one of the cities on your itinerary. As always, read the policy certificate thoroughly. You […]

Will I be covered by travel insurance if the injury is alcohol related? No. This is a standard exclusion in travel insurance policies. Basically, it states that injuries or losses suffered while under the influence of alcohol (or drugs) are excluded from coverage. It only makes sense that an insurance company needs to exclude injuries […]

Who uses travel insurance? Any traveler could use travel insurance. That’s not to say everyone needs it, but every traveler and every trip type has an element of risk. Many people only think international travelers or safari adventurers can benefits from travel insurance. The truth is, most policies are sold to everyday travelers going on […]