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Glossary: Pre Existing Medical Conditions-Travel Insurance

May 31, 2006 By Damian Tysdal

Legal Version: A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that existed at the time of application or during the past duration(specified by each insurance plan) prior to the effective date of the insurance, including any subsequent, chronic or recurring complications […]

Filed Under: Learning

Who is eligible for travel insurance?

May 30, 2006 By Damian Tysdal

Eligibility for different travel insurance policies can vary. Most people traveling from the US can buy a policy online with guaranteed acceptance, no medical exam, no waiting; just print it out and go. Foreign citizens may experience more limitations on policies that will cover them in the US, but usually there is some level of […]

Filed Under: Learning

Recent Egypt bombing raises concerns about terrorism coverage

April 28, 2006 By Damian Tysdal

Is terrorism covered by travel insurance policies? It depends. Over the past 5 years since 9/11, many insurance companies have addressed terrorism coverage in their policies. They will provide coverage for trip cancellation if there is a terrorist incident in one of the cities on your itinerary. As always, read the policy certificate thoroughly. You […]

Filed Under: Learning

Accidents caused by alcohol not covered by travel insurance

April 28, 2006 By Damian Tysdal

Will I be covered by travel insurance if the injury is alcohol related? No. This is a standard exclusion in travel insurance policies. Basically, it states that injuries or losses suffered while under the influence of alcohol (or drugs) are excluded from coverage. It only makes sense that an insurance company needs to exclude injuries […]

Filed Under: Learning

Who uses travel insurance?

April 27, 2006 By Damian Tysdal

Who uses travel insurance? Any traveler could use travel insurance. That’s not to say everyone needs it, but every traveler and every trip type has an element of risk. Many people only think international travelers or safari adventurers can benefits from travel insurance. The truth is, most policies are sold to everyday travelers going on […]

Filed Under: Learning

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About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

Recent Blog Posts

  • How to spot and avoid the latest travel scams
  • Traveler Hacks for TSA Wait Times
  • US Land Borders to Open in November
  • Booking a trip this fall? Here’s why you should have travel insurance
  • Tips for Booking Holiday Travel in these Uncertain Times
  • The US Updates Travel Rules to Let Europeans In
  • Traveling abroad? What happens if you test positive?
  • What you need to know for fall and holiday trip planning
  • Will the latest EU travel ban wreck your fall travel plans?
  • Riding the Ups and Downs of Travel in a Pandemic
  • Hurricane season is upon us. What does that do to your travel plans?
  • Where in the world can US travelers go right now?
  • How can you travel safely with the Delta variant?
  • What’s changed in the world of travel since COVID?
  • How the COVID-19 Variants are Affecting Travel
  • Ben Van Leewarden from Planet Chopper with Route 66 rides, staying in formation, and the “guardian angel” on the road | (Safe Travels #51)
  • Chris Christensen on Galapagos cruise uncertainty & hiking as ultra-socially distanced travel | (Safe Travels #50)
  • Alicia Filley on exploring National Parks during COVID, mask usage/distancing, smartest time to visit, and favorite hikes (Safe Travels #49)
  • Brooke Johnson with tips for first-time RV renters, including what type, where to rent from, and how to stay safe (Safe Travels #48)
  • Nicolette Kay from SemiBudgetTravel.com with a Quick Take on planning travel now during coronavirus (Safe Travels #47)

Learn about Travel Insurance

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Information on this Web site is provided for information purposes only. Any information obtained from this Web site should be reviewed with your Policy Certificate. Travel Insurance Review Inc. is not responsible for errors or consequences arising from your use of this information.