Travel Insurance Review

as-seen-on-header

  • Home
  • COVID
    • “Cancel For Any Reason” for COVID19
    • Travel Medical for COVID19
    • State Restrictions for COVID19
    • Airline Change/Cancellation Policies
  • Best Travel Insurance
  • Beginner’s Guide
  • Hurricane
  • Reviews
  • Tips & Advice
  • About
  • Podcast
You are here: Home > Trips

Insurance for your type of trip

Initially, shopping for travel insurance can seem daunting because there are so many types of travel insurance and so many choices. It’s hard to know what kind of insurance you need for a particular trip, especially when there are dozens of companies, hundreds of policies, and countless options to choose from. This information will help you find the type of travel insurance you need for your trip or trips.

Contents (click to jump down)
Different types of travelers and trips means lots of travel insurance choices

Different types of travelers and trips means lots of travel insurance choices

types-of-travel-insuranceSo many types of travelers:

  • Families (sometimes multiple generations)
  • Singles
  • Honeymooners and couples
  • Seniors
  • Students and academics
  • Business travelers
  • Missionaries and volunteers
  • Expatriates

On all kinds of trips:

  • Cruise trips
  • Vacation travel
  • Group trips
  • Business trips
  • Backpacking trips
  • Adventure trips
  • Cheap or last-minute trips

Explains why travel insurance companies have so many options from which to choose. Let’s review the types of travel insurance plans.

Package plans are the most popular overall coverage for most types of trips

When most people think of travel insurance, they’re thinking of a package plan. Travel insurance package plans deliver coverage for trip cancellations, hurricanes, lost, stolen, and delayed baggage, medical emergencies, evacuations, and more. This type of plan is the most popular because it fits the needs of most travelers.

Package plans are ideal for

  • Vacations and general travel
  • Cruises and family trips
  • Senior travelers
  • Business trips
  • Adventure trips or eco-tours
  • Domestic trips or travel abroad
  • Any traveler concerned about having to cancel their trip

Read the full review of travel insurance package plans.

Travel Medical plans are necessary for travelers leaving their home country

Travel medical insurance is international travel health insurance that provides coverage for medical emergencies, accidents, emergency evacuations, and repatriation. It provides very specific medical coverage for the policyholder. In some cases, travel medical plans include package-like benefits, but those benefits are often limited; this type of travel insurance plan focuses on medical and evacuation coverage.

Travel Medical plans are ideal for

  • Travelers leaving their home country (U.S. and non U.S. citizens)
  • Vacations abroad
  • Business trips abroad
  • Long-term work or study abroad
  • Living in a foreign country
  • Any traveler concerned with medical and evacuation costs

Read the full review of travel medical insurance plans.

Medevac plans are for those visiting remote or dangerous locations

Medical evacuation, or Medevac, plans provide coverage for emergency medical evacuations and international security evacuations. Most of these plans include repatriation and some AD&D and a few include special features to help travelers, including trip interruption coverage (for emergency returns), lost baggage, and optional adventure sports coverage.

Medevac plans are ideal for

  • Cruise travelers with health insurance coverage
  • Vacations in a foreign country
  • Business trips in a foreign country
  • Travelers visiting remote locations
  • Any traveler concerned with emergency medical evacuation costs

Read the full review of travel medical evacuation insurance plans.

Travel Accident plans are for term life and accident protection on your trip

Travel accident plans provide international accident protection and term life benefits for frequent travelers. This type of plan focuses on AD&D (accidental death and dismemberment) and term life insurance benefits that are in effect while the insured is traveling on an insured trip or during their annual coverage period, depending on their plan.

Travel Accident plans are ideal for

  • Vacation travelers
  • Business travelers
  • Frequent travelers
  • Domestic trips and trips abroad
  • Any traveler concerned about having life insurance and AD&D

Read the full review of travel accident insurance plans.

Annual plans are for frequent or long-term travelers

Annual travel insurance plans are more common than you think and useful because they provide a variety of coverages in one convenient plan that covers you for an entire year’s worth of trips. Frequent travelers, traveling academics, business travelers, and even retirees who travel often like the simplicity of having the same coverage all year long.

Annual plans are ideal for

  • Retirees
  • Frequent travelers
  • Business travelers
  • Academic travelers
  • Any traveler who wants the same coverage all year long

Read the full review of annual travel insurance plans.

Specialty plans are for all those trips with rare or unique risks

Specialty travel insurance plans are those that cover one-off needs like car rental, term life, and other types of coverage that fill in the gaps between what the traveler already has available to them back home.

Specialty plans are ideal for

  • Corporate Kidnap, Ransom and Extortion coverage
  • Car rental collision and road trip coverage
  • Term life insurance coverage
  • Medical tourism coverage
  • Any traveler concerned with a specific travel risk

Click below to find the right travel insurance, with the best coverage, at the lowest price



Get a quote nowInstant prices from all companies


Get a quote nowInstant prices from all companies

About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

Get the Cheat Sheet

 Travel Insurance Review, Inc. BBB Business Review


ABOUT TRUST ONLINE
ustia

Popular Companies

  • Allianz Insurance
  • CSA Travel Insurance
  • Seven Corners Insurance
  • Travel Guard Insurance
  • Travel Insured
  • Travelex Insurance
  • TravelSafe Insurance

Learn about Travel Insurance

  • Beginner’s Guide
  • Coverage Guide
  • Tips and Advice
  • Company Reviews
  • Types of Plans
  • Types of Trips

Blog Article Categories

  • Learning
  • Types of Plans
  • Types of Trips
  • Coverage
  • General
  • In The News

Copyright © 2006-2019 Travel Insurance Review Inc. | XML Site Map<a title="XML Site Map"
Information on this Web site is provided for information purposes only. Any information obtained from this Web site should be reviewed with your Policy Certificate. Travel Insurance Review Inc. is not responsible for errors or consequences arising from your use of this information.