Is terrorism covered by travel insurance policies?
It depends. Over the past 5 years since 9/11, many insurance companies have addressed terrorism coverage in their policies. They will provide coverage for trip cancellation if there is a terrorist incident in one of the cities on your itinerary.
As always, read the policy certificate thoroughly. You can even do this after you have made the initial decision for travel insurance, since there is a “free-look period”. This means that you coule decide on your policy and make your purchase. Then, depending on the company, you have a “free-look” period of time in which you can review the policy and return it for a full refund. This also assumes you have not departed on your trip.