MSNBC.com – Traveling over the holidays? Prepare for the worst
Travel insurance is another way to hedge your bets during the holidays. But Damian Tysdal, who runs the site Travel Insurance Review, warned that policies don’t cover every event, so you may still end up losing your winter vacation even if you’re insured.
“Knowing that the list of covered reasons for cancellations cannot satisfy every need, travel insurance companies developed ‘cancel for any reason’ plans so you can literally cancel for any reason,” he said. He warns, though, that there are some restrictions, including that you have to cancel a trip within 48 hours, usually.
SmartMoney.com – When Disaster Strikes, Airlines Scramble
That said, insurance policies may also vary on how far in advance you can cancel, says Damian Tysdal, the founder of comparison site TravelInsuranceReview.net.
Frommers.com – Travel Health & Safety: Buying Insurance
An interesting site called Travel Insurance Review (www.travelinsurancereview.net) seems to be a reasonable place to start looking.
Foxnews.com – 10 Things to Know About Travel Insurance
If you don’t already have such coverage for a trip and are wondering if you need it, “ask yourself what made you want to look into [insurance]” for that trip, says travel insurance agent Damian Tysdal of Travel Insurance Review. If a trip’s expensive, he says, “and you’re planning it eight months down the road, a lot of things can happen between now and then. And if it’s more than you feel comfortable losing, you should ensure that amount.”
ChicagoTribune.com – Seniors: Don’t cruise through trip planning
Typical travel insurance plans include assistance services if an evacuation occurs, said Damian Tysdal, founder of TravelInsuranceReview.net.
Even if a cruise line offers compensation to passengers in the event of a major disaster, having immediate access to rebooking agents can be a huge benefit, Tysdal said.
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I purchased Allianz travel insurance through Travelocity. I am a 68 year old woman who has been battling breast cancer for 8 years. It has been in remission for quite some while and luckily I have excellent doctors who check on me constantly. In October I made resrevations to fly to Chicago to visit my daughter and attend a wedding. I bought the insurance because you never know when u have cancer, when it could strike again. Two days before I was supposed to go, I found out that my cancer had spread to my bone marrow and I would have to start a chemo treatment and needed a blood transfusion. Of course I had to cancel my trip and thought how lucky I was to have insurance. Unfortunately, Allianz isn’t in business to help people, but only to make money. They said it was a preexisting condition and I had office visits 4 months prior and would not cover it. Never mind the fact that cancer patients have many office visits just to make sure things are all right. Just because I have been treated for breast cancer for many years, means that they won’t cover. Please do not buy this insurance. Read the reviews and see how they will go to any lengths to not honor your policy. So the bottom line is that if you have cancer and have seen a doctor for anything four months prior to your trip, anything will be classified as pre- existing condition. Unethical company to say the least.
I agree that your situation is difficult. There plans available offering “Cancel For Any Reason” coverage. It is more expensive but might be worth considering.
I purchased travel insurance from Allianz when I went to Ireland. I saw a doctor but the bill was only $70 and so I do not use the insurance to pay for it. However I went to New Zealand and became ill. I had to fly home early due to the Richmond confirmed by a doctor in the US Virgin Islands 24 hours. I filed paper after paper with Eliana and never did receive the flight payment today said they would give me because I bought the extended coverage. I will never ever use Allianz and I will tell everyone the same — do not use them.
Hello whom it may concern,
Estella Flores at Intermedia.Net
I need your help in seeking the Account Receivable Rep and the Contact information.
Access America/Travel Ins. is our vendor and we need actual complete contact information from the Account Receivable Department to place in our vendor file.
Can someone could please reply to my business email. We would appreciate it.
Thank you,
Estella Flores
Accounts Payable Department
http://www.eflores@intermedia.net
Allianz Travel Insurance is a complete joke. Despite the multiple fore warnings and discouragement I proceeded in purchasing a policy for a flight with US Airways. It so happened due to an extreme medical diagnosis of a close relative I had to cancel my trip. Allianz was excellent at finding loop holes for not honoring the basis of the policy. Ultimately their consensus was my cancelation could not be covered due to oversight on policy dates and that the medical diagnosis was not covered. At that point it was not worth my time to continue perusing claims reimbursement, rather I decided to accept their poor business and fraudulent behavior and merely seek reimbursement of the $70 I paid for the policy. No response from Allianz. This company is worse than one of those cheap used car lots. I will continue my pursuit of initial policy reimbursement otherwise will direct my time to spreading awareness of the poor business ethics of Allianz Travel Insurance.