Travel Insurance Review

as-seen-on-header

  • Home
  • COVID
    • “Cancel For Any Reason” for COVID19
    • Travel Medical for COVID19
    • State Restrictions for COVID19
    • Airline Change/Cancellation Policies
  • Best Travel Insurance
  • Beginner’s Guide
  • Hurricane
  • Reviews
  • Tips & Advice
  • About
  • Podcast

Travel Insurance Services – Select Basic

Editor Review

travelinsuranceservices148

The Good: This is basic travel insurance coverage for a traveler who isn’t going very far from home. The covered reasons for cancellation and interruption are broad and should cover most situations a budget traveler will face. Excellent price options for longer trips.

The Drawbacks: The coverage limits are relatively low when compared to other plans, and the baggage delay time frame is relatively long. The medical and evacuation limits may not be adequate if the traveler is going abroad. Available only to U.S. citizens. No coverage for missed connections, so reconsider if your trip involves a cruise.

The Bottom Line: Providing coverage for many of the expected benefits, this plan offers basic benefit limits with good 24-hour travel assistance services. Excellent for healthy, budget-minded travelers taking general vacations and trips.

Get a quote now

Instant quotes & secure online purchasing

Coverage

BenefitsMaximum
Trip cancellation100% (maximum trip cost $100,000)
Trip interruption100%
Travel delays (12 hours or more)$150 per day/$750 maximum
Medical expenses$10,000
Emergency evacuations$25,000
Baggage loss$500
Baggage delay (24 hours or more)$50
24/7 assistance servicesYes

Plan Details

This plan is unique in that it provides the following:

  • Easy to understand pricing available right on the plan description page.
  • Trips lasting over 30 days cost only an additional $5.00 per person for day 31 through 365 for up to one full year of coverage.

Optional Coverage

The following optional coverage is available when you purchase this plan:

  • Optional security evacuation coverage  for reasonable charges (up to the plan maximum of $100,000) to be evacuated from the host country due to an occurrence that results in the insured being placed in imminent physical danger (purchase within 21 days of your initial trip payment).

Limitations

The following are the limitations on this plan’s coverage:

  • No coverage for missed conditions, accidental death, supplier financial default or terrorism.
  • Baggage delay coverage is very low when compared to other plans.
  • Travel medical and emergency evacuation limits are low if the traveler plans to leave his or her home country and/or be outside their health insurance network.
  • No waiver for pre-existing medical conditions is available.
  • The ‘cancel for any reason’ benefit is not available to residents of New York at this time.

Related Travel Insurance Services Plans

  • Select Plus
  • Select Elite
Get a quote now

Instant quotes & secure online purchasing

About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

Travel Insurance Reviews- The Top Companies for 2022

  • Allianz Travel Insurance
  • American Express Travel Insurance
  • CSA/Generali Travel Insurance
  • FrontierMEDEX Travel Insurance
  • GeoBlue Travel Medical & International Health Insurance
  • Global Alert Travel Insurance
  • Global Underwriters Travel Insurance
  • HTH Worldwide Travel Insurance
  • International Medical Group (IMG) Insurance
  • MH Ross/TripAssure Travel Insurance Services
  • Seven Corners Travel Insurance
  • Travel Guard Insurance
  • Travel Insurance Services
  • Travel Insured International Review
  • Travelex Travel Insurance
  • TravelSafe Travel Insurance

Learn about Travel Insurance

  • Beginner’s Guide
  • Coverage Guide
  • Tips and Advice
  • Company Reviews
  • Types of Plans
  • Types of Trips

Popular Companies

  • Allianz Insurance
  • CSA Travel Insurance
  • Seven Corners Insurance
  • Travel Guard Insurance
  • Travel Insured
  • Travelex Insurance
  • TravelSafe Insurance

Learn about Travel Insurance

  • Beginner’s Guide
  • Coverage Guide
  • Tips and Advice
  • Company Reviews
  • Types of Plans
  • Types of Trips

Blog Article Categories

  • Learning
  • Types of Plans
  • Types of Trips
  • Coverage
  • General
  • In The News