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You are here: Home > Companies > IMG > Patriot T.R.I.P. Student

International Medical Group – Patriot T.R.I.P. Student

Editor Review

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The Good: A cost-conscious travel insurance plan that provides important and essential coverage for U.S. students traveling for international study programs up to 31, 60, 90, or 183 days. Available only to residents of the U.S. regardless of their citizenship and those taking domestic or international trips.

The Drawbacks: Coverage for most benefits is minimal when compared to other plans.

The Bottom Line: IMG is typically focused on travel medical, but this is a specialized travel insurance package plans re-packaged from iTravelInsured. It offers some basic travel insurance protections for students who are traveling for study.

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Coverage

BenefitsMaximum
Trip cancellation100% up to $10,000 maximum
Trip interruption100% up to $5,000 maximum
Missed connections (8 hours or more)25% of trip cancellation up to a $300 maximum
Travel delays (24 hours)$75 per day/$300 maximum
Medical expenses$2,500
Emergency evacuations$10,000
Baggage loss$500
Baggage delay (24 hours or more)$50
AD&D$5,000 (flight accident)

Plan Details

This plan is unique in that it provides the following:

  • Covered reasons for trip cancellation and interruption are inclusive of financial default, labor strikes, jury duty, cancelled leave, employer layoff, and more.
  • Baggage loss benefit includes theft of check baggage or baggage stored within your hotel.
  • Emergency travel assistance for replacing lost travel documents or prescriptions, emergency cash transfers, plus legal and medical referrals.

Limitations

The following are the limitations on this plan’s coverage:

  • No ‘cancel for any reason’ coverage available.
  • Pre-existing conditions are not covered, but some may be covered with limits.
  • Coverage for emergency medical, evacuation, and delayed baggage is minimal.
  • No 24-hour AD&D available.

Related International Medical Group Plans

  • Student Health Advantage
  • Patriot Exchange
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About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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