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You are here: Home > Companies > IMG > Patriot T.R.I.P. Elite

International Medical Group – Patriot T.R.I.P. Elite

Editor Review

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The Good: A premier offering from IMG, this package plan includes a good number of covered reasons for trip cancellations and interruptions. In addition, travel delays, enhanced baggage coverage, emergency medical treatment and evacuations are also covered. This is a package plan with comfortable limits for international and domestic vacations. This plan is re-packaged from iTravelInsured.

The Drawbacks: Available only to U.S. residents traveling at least 120 miles from home.

The Bottom Line: IMG is typically focused on travel medical, but this is one of their travel insurance package plans with premium benefits. It offers all the essential trip coverage expected, but no options are available to enhance the plan.

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Coverage

BenefitsMaximum
Trip cancellation100% ($30,000 maximum)
Trip interruption150%
Missed connections (5 hours or more)$750
Travel delays (6 hours or more)$250 per day/$1,000 maximum
Medical expenses$50,000
Emergency evacuations$150,000
Baggage loss$2,000
Baggage delay (12 hours or more)$200
AD&D$100,000 (flight accident)

Plan Details

This plan is unique in that it provides the following:

  • Covered reasons for trip cancellation and interruption are inclusive of financial default, labor strikes, jury duty, cancelled leave, employer layoff, and more.
  • Travel delay coverage includes missed cruise departure, natural disasters, and more.
  • Pre-existing medical conditions are covered provided the plan is purchased within 15 days of initial covered trip payment and on the date of purchase, the insured is medically able to travel.
  • Baggage loss benefit includes theft of check baggage or baggage stored within your hotel.
  • Includes emergency reunion up to $5,000 per insured person and return of mortal remains up to $3,000.
  • An additional benefit of $250 is provided in the event of violent attack of the insured.

Limitations

The following are the limitations on this plan’s coverage:

  • No ‘cancel for any reason’ coverage or ‘cancel for work reasons’ coverage available.
  • No car rental collision coverage available.

Related International Medical Group Plans

  • Patriot T.R.I.P.
  • Patriot T.R.I.P. Essential
  • Patriot Student
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About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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