Travel Insurance Select Basic Review
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This travel insurance plan is perfect for…
- General Travel/Vacationers- This is a very well-rounded plan that provides basic travel insurance coverage
- Budget-minded travelers- This plan has only the basic coverage and lower coverage amounts, which keeps the price low for budget-minded travelers who still want coverage
Overview of Travel Insurance Select Basic from Travel Insurance Services:
- Provides up to $10,000 of emergency medical and accident coverage
- UP to $500 for baggage loss
- Up to $25,000 of emergency medical evacuation coverage
This plan is ideal for U.S. and Canadian residents traveling anywhere in the world. It provides basic traveler’s insurance benefits and coverage.
This plan automatically includes access to 24-hour assistance with multilingual support to locate and arrange for medical care or evacuation. Worldwide phone services are available to support you from anywhere in the world. The representatives can arrange for medical evacuation, locate medical facilities, arrange airfares, coordinate emergency cash transfers, relay emergency messages to family, and more.
Benefits are priced on a per traveler basis and age-rated.
Where to buy this policy:
1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Travel Insurance Select Basic?
Pre-departure trip cancellation
This coverage provides reimbursement for non-refundable trip payments and deposits if you must cancel your trip before it starts. This plan provides trip cancellation coverage up to the trip cost.
Trip Interruption
This coverage provides reimbursement for non-refundable costs or deposits related to your trip if it is interrupted after it starts. This plan provides trip interruption protection up to the trip costs.
Trip Delay
This coverage provides reimbursement for means and accommodations related to your travel if it is delayed more than the defined number of hours in the policy, which in this case is 12 hours. This plan provides up to $150 per day to a maximum of $750.
Emergency Medical Assistance
This coverage provides emergency medical coverage if you become ill or are injured while traveling and need medical attention. This plan provides up to $10,000 for reasonable and customary medical and surgical services as a result of an injury or illness, including emergency dental treatment.
Emergency Medical Transportation/Evacuation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care. This coverage also ensures repatriation or return of remains. This plan provides up to $25,000 in coverage.
Baggage loss or delay
This coverage provides reimbursement for essential items related to your trip if your luggage is delayed more than 24 hours or permanently lost. This plan provides up to $500 for lost luggage, and $50 per day for delayed luggage.
Optional coverage includes:
Cancel for any reason, which reimburses up to 75% of the prepaid and non refundable trip payments or deposits if your trip is cancelled for any reason. This upgrade must be purchased within 15 days of the initial payment or confirmation of your travel arrangements.
Where to buy this policy:
1. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
