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You are here: Home > Companies > HTH > U.S. Students Abroad

HTH Worldwide – U.S. Students Abroad

Editor Review

hthworldwide148

The Good: Essential major medical coverage for U.S. students who are traveling abroad. This plan covers physician expenses, hospital charges, lab fees, intensive care, and more. This plan includes AD&D and emergency dental coverage as well. Low deductibles and a high lifetime maximum ensure a student’s medical care is covered.

The Drawbacks: Limited to U.S. citizens who are between the ages of 14 and 64 and traveling outside the U.S. for international study. No coverage for pre-existing medical conditions until after one full year of coverage; no coverage for dependents. Not applicable to residents of all U.S. states. Depending on where the student is traveling, the repatriation benefits may not be adequate.

The Bottom Line: This is essential major medical coverage for U.S. students outside their home country for the purpose of education or research.

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Coverage

BenefitsMaximum
Medical expenses$100,000 ($250,000 lifetime maximum)
Emergency dental$250/per tooth (for accidents)
Emergency evacuations$50,000
Repatriation$15,000
AD&D$10,000
24/7 assistance servicesYes

Plan Details

This plan is unique in that it provides the following:

  • Includes bedside visit reimbursement up to $1,500 if insured is hospitalized at least seven days.
  • Basic medical covered at 100% up to the first $10,000, then supplemental medical covers at 80% up to an additional $90,000.
  • Deductible is $50 and this plan is annually renewable.
  • Access to HTH Global Health and Safety resources for drug translations, health and security news, provider network, and worldwide security information.
  • Includes 24-hour global emergency medical assistance for evacuation coordination, medical monitoring, emergency cash transfers, and more.

Limitations

The following are the limitations on this plan’s coverage:

  • Reasonable care for pregnancy included only after one full year of coverage.
  • Pre-existing medical conditions not covered until after one full year of coverage.

Related HTH Worldwide Plans

  • Global Student USA (for non U.S. citizens)
  • Global Student USA Preferred (for non U.S. citizens)
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About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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