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Travel Insured International – Group Lite

Editor Review

travel-insured-group-liteThe Good: This is a basic group travel insurance plan that will protect against common financial losses for a group of 10 travelers or more. Covered reasons for trip cancellation and interruption are inclusive of a wide number of risks faced by travelers.

The Drawbacks: The coverage limits for baggage loss, medical expenses, and evacuation costs are comparatively low. All travelers must participate in the plan and you must have at least 10 travelers going to the same destination with the same departure and arrival dates.

The Bottom Line: This is a good travel insurance plan that covers the essentials concerns of group travelers. The coverage limits are not as high as those of other plans, but the plan is affordable and will protect an entire group (even families).

Quote and buy direct: Get a quote directly at the Travel Insured website. A good choice if you know you want a Travel Insured plan and are ready to enroll.
Coverage
Benefits Maximum
Trip cancellation 100%
Trip interruption 100%
Travel delays (12 hours or more) $150 per day/$500 maximum
Medical expenses $10,000
Emergency evacuations $20,000
Baggage loss $500
24/7 assistance services Yes

Plan Details

This plan is unique in that it provides the following:

  • Pre-existing medical condition waiver available if you purchase before your final trip payment.
  • Covered reasons for trip cancellation and interruption include strike, severe weather, job loss, terror attacks, traffic accidents, and more.
  • Includes worldwide travel assistance services for help finding medical care, for translation services, evacuations, prescription drug replacement, and more.
  • Evacuation coverage includes return of dependent children and bedside visit if hospitalized more than 7 days.

Optional Coverage

The following optional coverage is available when you purchase this plan:

  • Optional ‘cancel for any reason’ coverage for up to 75% of insured trip costs if plan is purchased within 14 days of the initial trip deposit.

Limitations

The following are the limitations on this plan’s coverage:

  • Must have at least 10 people traveling on the same policy, going to the same destination with the same departure and return dates.
  • You must cover the full cost of the group trip and all travelers must participate in the plan.
  • No missed connection or baggage delay coverage.
  • No AD&D available.
  • Emergency medical, evacuation, and baggage limits are very low when compared to other plans.
  • Plans with $0 trip cost have reduced benefits.

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Quote and buy direct: Get a quote directly at the Travel Insured website. A good choice if you know you want a Travel Insured plan and are ready to enroll.