Review of Group Deluxe from Travel Insured International

Editor Review

The Good: This plan is good group coverage for 10 or more travelers. It includes the standard expected travel insurance protections: cancellation, interruption, delays, medical, evacuation and baggage coverage plus it includes AD&D in the base plan and an optional ‘cancel for any reason’ upgrade to round out the the reasons for trip cancellation.

The Drawbacks: Trips with $0 trip costs have reduced benefits. The plan requires at least 10 travelers on the same itinerary and all must participate in the plan.

The Bottom Line: This plan offers decent coverage for affordable rates, plus AD&D in the base plan and access to a pre-existing medical condition waiver (if plan is purchased prior to final trip payment). It covers essential travel insurance needs without making things more complicated for group travelers.

Where to buy Group Deluxe from Travel Insured International

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Coverage

Benefits	Maximum
Trip cancellation	100%
Trip interruption	1050%
Travel delays (6 hours or more)	$150 per day/$750 maximum
Medical expenses	$50,000
Emergency evacuations	$250,000
Baggage loss	$1,500
Baggage delay (24 hours or more)	$400
AD&D	$25,000 (24-hour)
24/7 assistance services	Yes

Plan Details

This plan is unique in that it provides the following:

Plan includes 24-hour AD&D in base plan, as well as adequate medical and evacuation limits.
Baggage delay time limit is long (24 hours), but the coverage is higher ($400) than other plans.
Purchase the plan before your final trip payment and qualify for a pre-existing medical condition waiver.
Comes with worldwide travel assistance services for help finding medical care, for translation services, evacuations, prescription drug replacement, and more.
Evacuation coverage includes return of dependent children and bedside visit if hospitalized more than 7 days.

Optional Coverage

The following optional coverage is available when you purchase this plan:

Optional ‘cancel for any reason’ is available for up to 75% reimbursement of trip costs.

Limitations

The following are the limitations on this plan’s coverage:

Must have at least 10 people traveling on the same policy, going to the same destination with the same departure and return dates.
You must cover the full cost of the group trip and all travelers must participate in the plan.
No coverage for missed connections.
Plans with $0 trip costs have reduced benefits.