Review of Employee Travel Protection from Travel Insurance Services

Editor Review

The Good: An excellent, low-cost enhancement to an employee benefits package covering the gaps in an employee’s coverage when they travel worldwide. Flexible plans to accommodate your needs with once-a-year premiums. Available to U.S. companies of 3 – 100 employees, but larger companies can contact for special pricing. Very affordable pricing based on the amount of travel each employee does.

The Drawbacks: Not available to residents of all U.S. states. No coverage for pre-existing medical conditions.

The Bottom Line: Travel is increasingly common in today’s workplace, and this is good employer-sponsored protection for traveling employees in three different plan classes with highly affordable annual pricing.

Quote and buy direct: Get a quote directly at the Travel Insurance Services website. A good choice if you know you want a Travel Insurance Services plan and are ready to enroll.

Coverage

Benefits	Maximum
Medical expenses	$25,000 ($50 deductible)
Emergency evacuations	$25,000 or $50,000
Repatriation	$5,000 or $10,000
Flight accident AD&D	$10,000, $25,000, or $50,000
24/7 assistance services	Yes

Plan Details

This plan is unique in that it provides the following:

Designed for executives and employees who travel within or outside the U.S. to cover out-of-network emergency medical and evacuations, in addition to repatriation if the employee dies on a trip.
Includes 24-hour worldwide assistance services for travel and emergency medical help.
Affordable annual premiums based on the employee’s amount of travel – international, multiple U.S.-based trips each year, or minimal travel.
Easy to understand pricing made available right on the plan description page.

Limitations

The following are the limitations on this plan’s coverage:

Accidents, injuries, and illnesses must occur when the employee is at least 100 miles from home to be covered.
No coverage for pre-existing medical conditions.

Related Travel Insurance Services Plans

Quote and buy direct: Get a quote directly at the Travel Insurance Services website. A good choice if you know you want a Travel Insurance Services plan and are ready to enroll.