Reside Review
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This travel insurance plan is perfect for…
- International citizens residing in foreign countries who desire the flexibility to travel and not lose protection
- Missionaries who want to consider a cost-effective solution when spending years abroad
- Foreign nationals who do not travel but want a US administered plan in their home country- This plan can also provide coverage for foreign nationals who seek US-style medical coverage throughout the world.
Overview of Reside from Seven Corners:
- $500,000 in lifetime coverage in US; $5,000,000 outside the US
- Coverage worldwide
With an increasing population of global citizens, people who travel from country to country or continent to continent are increasingly common. Many foreign countries have coverage options, but as a U.S. citizen you are either not eligible for coverage or the coverage is inadequate. For non U.S. citizens, it may be difficult to find a comprehensive medical plan that provides coverage as you live inside and travel outside your country of residence.
Specifically, this plan is ideal for missionaries who want a cost-effective solution while spending significant time outside their home country, or foreign nationals who seek effective medical coverage as they travel the world. A lifetime maximum of $500,000 for treatment received inside the U.S. and Canada, or $5,000,000 for treatment received outside the U.S. and Canada.
Whether you are a U.S. citizen living abroad or a citizen of another country, Reside Worldwide Medical provides you with the security at home and the freedom to seek medical care anywhere in the world. Coverage is available for persons who are at least 15 days of age and not older than 74. U.S. citizens must reside outside the United states for at least 6 months of any given 12-month policy period.
Where to buy this policy:
1. Buy Direct from company- Get a quote and purchase directly from the Seven Corners Travel Insurance website here. This is a good choice if you have decided on Seven Corners, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Reside?
Inpatient medical
Inpatient medical coverage includes private or semi-private rooms, intensive care, surgical treatment, anesthetist’s charges, assistant surgeon expenses, laboratory tests and X-rays.
Prescription medication, chemotherapy and radiation, organ transplants and durable medical equipment are also covered for treatment received inside the U.S. and Canada or outside the U.S. and Canada at varying maximums.
Maternity
Normal and complicated child delivery including pre- and post-natal car is reimbursed according to a medical treatment schedule. For treatment received inside the U.S. and Canada a maximum of $2,500 per pregnancy is provided; for treatment received outside the U.S. and Canada, $4,000 in expenses is applicable. A waiting period applies before this benefit begins.
Newborn care
Lifetime maximum for the first 31 days after birth is $5,000 for treatment inside the U.S. and Canada, and $10,000 outside the U.S. and Canada.
Outpatient medical
Outpatient medical treatment includes coverage for surgical treatment, anesthetist’s charges, assistance surgeon expenses, hospital and emergency rooms, prescription medication and chemotherapy and radiation therapy.
Emergency medical transportation
This coverage provides reimbursement for local ground ambulance expenses up to $1,500 inside the U.S. and Canada, and $2,000 outside the U.S. and Canada.
Emergency Medical Evacuation
This coverage provides reimbursement for the cost to transport you or other covered members of your party to a medical facility to receive care and return. Coverage provides up to $25,000 inside the U.S. and Canada, and $50,000 outside the U.S. and Canada.
Repatriation of remains
This coverage provides benefits covering the expenses related to embalming, a minimally necessary container appropriate for transportation, shipping costs, and the necessary government authorizations to return the insured person’s remains to his or her home country in the event of death. Coverage provides up to $20,000 inside the U.S. and Canada, and $25,000 outside the U.S. and Canada.
Accidental death and dismemberment up to $10,000 for the principal insured and spouse and up to $2,000 for dependent children.
Common carrier accidental death and dismemberment up to $40,000 for the principal insured and spouse and up to $8,000 for dependent children.
Where to buy this policy:
1. Buy Direct from company- Get a quote and purchase directly from the Seven Corners Travel Insurance website here. This is a good choice if you have decided on Seven Corners, and are ready to purchase.
2. Compare Quotes from all companies- If you are still undecided but would like to start with some quotes, the best way is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
