Review of Reside Prime from Seven Corners

Editor Review

The Good: Ideal for U.S. citizens and foreign national spending at least one year and up to three years outside the U.S. and Canada who want U.S.-style medical coverage on their trip. Multiple upgrades are available. A maximum of three deductible payments for families makes this ideal for those traveling with children.

The Drawbacks: Minimum one-year purchase and the insured cannot be older than 75 or staying inside the U.S. for more than six months of a 12-month period. The plan deductibles are relatively high and co-insurance applies to expenses incurred within the United States and Canada.

The Bottom Line: This is comprehensive worldwide medical coverage with your choice of deductibles for individuals and families traveling outside the U.S. and Canada for at least one year. Provides U.S.-style medical coverage anywhere in the world.

How to get a quote & buy online

Quote and buy direct: Get a quote directly at the Seven Corners website. A good choice if you know you want a Seven Corners plan and are ready to enroll.

Compare plans from all companies: Use our travel insurance comparison tool to compare plans from all companies, get quotes, and buy online.

Coverage

Benefits	Maximum
Medical expenses	$5,000,000 ($250, $500, $1,000, $2,500, or $5,000 deductible)
Emergency dental	$100 ($500 for accidents)
Emergency evacuations	$250,000
Repatriation	$25,000
AD&D	$10,000 (24-hour)/$40,000 (common carrier)
24/7 assistance services	Yes

Plan Details

This plan is unique in that it provides the following:

Hospital indemnity up to $50 per day.
Includes coverage for pregnancy and newborn care (12-month waiting period applies).
Includes well child care benefits as well as mental and nervous benefits (12-month waiting period applies).
Includes preventative health care benefits for routine physical exams (12-month waiting period applies) and more.

Optional Coverage

The following optional coverage is available when you purchase this plan:

Optional additional AD&D available for up to $500,000.
Optional dental rider for worldwide dental benefits available.
Optional sports rider for hazardous activities like mountaineering, hang gliding, and more.
Optional additional hospital indemnity for up to $150 per day.

Limitations

The following are the limitations on this plan’s coverage:

The waiting period for many non emergency benefits is a full 12 months.
The deductibles are relatively high when compared to other plans and coinsurance applies to treatment received inside the U.S. and Canada.
AD&D benefit plan limits are reduced for dependent children.
Individual benefits such as lab tests, emergency room, etc. have defined limits.
Pre-notification penalties apply.
No coverage for pre-existing medical conditions.
Insureds cannot be inside the U.S. for more than six months of a 12-month period.