FrontierMEDEX – TravMed International

Editor Review

frontiermedex-travmed-internationalThe Good: Complete major medical coverage for medical and dental care, evacuations, repatriation, and more for travelers living, working, or visiting away from home for extended periods of time.

The Drawbacks: Base coverage is only in effect when traveling outside your home country. Benefits are severely limited for treatment inside the U.S., Canada, Bermuda, and the Caribbean.

The Bottom Line: This is high-limit worldwide major medical ideal for healthy travelers leaving their home country for leisure or work.

Quote and buy direct: Get a quote directly at the FrontierMEDEX website. A good choice if you know you want a FrontierMEDEX plan and are ready to enroll.

Coverage
Benefits Maximum
Medical expenses $1,000,000 ($100 deductible)
Emergency dental $500 ($5,000 maximum)
Emergency evacuations Up to plan limit
Repatriation Up to plan limit
AD&D $25,000
24/7 assistance services Yes

Plan Details

This plan is unique in that it provides the following:

  • Uniquely high evacuation and repatriation limits.
  • Includes maternity and prescription medicine benefits.
  • Travel assistance services include pre-trip information, transfer of funds, facilitation of hospital payments, translation services, and more.
  • Home country return benefit of $100,000 for incidental trips back home.
  • Travel assistance services include pre-trip information, transfer of funds, facilitation of hospital payments, translation services, and more.

Optional Coverage

The following optional coverage is available when you purchase this plan:

  • Additional AD&D for $100,000 in term life and dismemberment benefits.

Limitations

The following are the limitations on this plan’s coverage:

  • No coverage for pre-existing medical conditions and the look-back period is a full 12 months.
  • AD&D limit is relatively low when compared to other plans.
  • Coinsurance of 80% applies to non hospitalization claims inside the U.S., Canada, Bermuda, and the Caribbean.
  • Relatively high deductible amount when compared to other plans.
  • Maternity benefit limited to $25,000 and reduced even further for medical treatment inside the U.S.
  • Not all plan levels are available to citizens of all areas.
  • Coverage limits are determined by geographic area with limited coverage for most benefits for expenses incurred in the U.S., Canada, Bermuda, and the Caribbean.

Related FrontierMEDEX Plans


Quote and buy direct: Get a quote directly at the FrontierMEDEX website. A good choice if you know you want a FrontierMEDEX plan and are ready to enroll.