Med Evac Review
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This travel insurance plan is perfect for…
- Travelers who only need emergency evacuation coverage
Overview of Med Evac from Access America:
- $1,000,000 of emergency medical evacuation coverage
- 24 hour hotline assistance
- Accommodation while visiting a hospitalized member
Access America Med Evac is designed for travelers who only need coverage for expensive medical evacuations. As discussed in other reviews, one of the major risks while traveling is suffering an injury or illness that requires medical transportation. A broken leg, minor heart attack, or unexpected illness can require medical attention while traveling, but if you aren’t near a hospital you will need transportation.
Furthermore, if the nearest hospital is not adequate for your needs, you may need to be taken even further to a better facility. Finally, after your treatment you still need to get home. Many injuries require a specially equipped and staffed medical flight. Any of these costs can add up to huge sums, and Med Evac provides coverage to pay these expenses.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the Access America website here
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
What is the coverage with Med Evac?
Emergency Medical Transportation
The other half of the medical emergency problem is transportation, specifically; how do you get to the hospital, and how do you get back home? Medical transportation costs like ambulance rides or helicopter airlifts can have extremely high costs. Without emergency medical transportation coverage, these expenses would be paid out-of-pocket.
What is emergency medical evacuation? If you are injured while on a trip and cannot get to a hospital, you might need emergency medical transport like an ambulance. You might even need an airlift to take you to the nearest medical facility. Sometimes the nearest hospital is not adequately prepared to help, and you need to go even further to get care at a reputable hospital. After you have been cared for, you need to get home somehow, which would result in even more transportation costs. With many injuries, you can’t simply get on a standard flight. You might need a specially designed medical airplane to take you home, with a specially trained medical staff.
Access America Med Evac provides $1,000,000 of emergency medical transportation coverage.
24-Hour Hotline Assistance
This is a great benefit provided with Access America Med Evac, and it can provide great peace-of-mind. Available with both the Comprehensive plan and Limited, if you need help while traveling, Access America has a 24-hour hotline to help you with all types of problems anywhere in the world; from reporting lost luggage to getting emergency medical care. This phone center can also help you replace passports and personal documents, refer you to legal help, get you cash in case of emergency, and guarantee payment to hospitals in need of financial proof of your ability to pay. The hotline center is staffed 24 hours a day with multilingual professional who can guide the way for you.
Concierge Service
Traveling with the family can be stressful, so Access America has done their best to make the planning of your trip go as smoothly as possible. For the Basics Family plan, they have included their concierge service, which provides you with information about your destination before you travel and can help you select restaurants, reserve golf tee times, or even secure tickets to local events.
Accommodation while Visiting a Hospitalized Member
If you are hospitalized for more than 7 days, Access America will arrange travel and hotel accommodations for your companion, or for a visiting friend or family member. Access America will arrange and pay for the cost of a round trip airline ticket and the cost of hotel accommodations to bring a friend or family member to your bedside. The attending physician as well as Access America’s consulting physician must anticipate your hospitalization lasting more than 7 consecutive days.
This is a good coverage to have in the time of need, when a family member or friend by your side can make a big difference. This coverage limit is included in the overall policy limit of $1,000,000.
Travel Arrangements After Evacuation
Access America will arrange for you to resume your trip or return home following a medical evacuation coordinated by Access America.
Online Access to Policy Information
Access America has designed a website where policyholders can access important information after purchase. If you need to review your policy, the conditions, make modifications, or even cancel it, you can log in to your account and make the changes. Another great feature of the Access America website is the ability to submit claims online and even track claim progress.
Where to buy this policy:
1. Buy direct from the company- Get a quote and purchase this plan directly from the Access America website here
2. Compare this plan with other plans- The best way to buy travel insurance is to use a comparison website (similar to using Expedia or Travelocity for airline tickets). There are several, but we recommend a comparison site called Squaremouth.com to get instant quotes and purchase online. Squaremouth.com only works with reputable companies, and you can get instant quotes and purchase instantly online with a credit card.
