Travel Insurance Review

as-seen-on-header

  • Home
  • COVID
    • “Cancel For Any Reason” for COVID19
    • Travel Medical for COVID19
    • State Restrictions for COVID19
    • Airline Change/Cancellation Policies
  • Best Travel Insurance
  • Beginner’s Guide
  • Hurricane
  • Reviews
  • Tips & Advice
  • About
  • Podcast

Will the latest EU travel ban wreck your fall travel plans?

September 4, 2021 By Damian Tysdal

American flag and passport animation

The big travel news this week is the removal of six nations, including the United States, from the European Union’s safe travel list. This impacts non-essential travel to the Schengen Agreement member-nations including Italy, France, and Spain.

It’s important to note that the restrictions recommended on Monday are not yet mandatory. Further, the European Council is leaving it up to individual member countries to impose or ignore their recommendations.

The delta variant that is currently sweeping through the US, causing dangerous surges in infection rates, hospitalizations, and deaths, is what prompted the EU to rethink welcoming American tourists.

Here’s everything you need to know about the new EU travel ban.

US-EU Summer Travel Timeline

Between the dates below, many US travelers took the opportunity to cash in on long-held rewards, mileage awards, and credit card points to snap up travel deals to Europe.

  1. June 18, 2021 – the EU lifted the travel ban against American tourists (the US does not reciprocate)
  2. August 30, 2021 – the EU recommended restrictions on US travelers as the delta variant spreads

EU Summer Travel Rules

Travelers had to be fully vaccinated with one of the vaccines approved in the EU. Alternatively, they could avoid mandatory quarantine by showing a recent negative COVID-19 test.

One extra wrinkle was the fact that individual EU countries could mandate their own restrictions on unvaccinated travelers (restrictions didn’t apply to fully vaccinated travelers).

While the list of requirements to get into Europe over the summer was daunting and confusing, not everyone had a hard time getting into Europe this summer.

Can you plan a trip to Europe now?

Pandemic travel planning is tricky and the EU’s latest announcement is still a recommendation, not a full-out travel ban. Essentially, travel to the EU would only technically be banned for vacations and other leisure trips IF they decide to ban all non-essential travel, even with a quarantine.

It is still possible for Americans to fly to Europe despite the US no longer being on the EU safe travel list. Where it could get complicated is this: each EU bloc nation has the freedom to set its own entry requirements for non-citizens.

If you haven’t already booked a trip, the best advice (at least for now) is to wait and see how your desired European destination reacts to this new travel recommendation. It may also be wise to plan to visit only one or two countries at most to make navigating the possibility of changing requirements easier to follow and avoid a potential quarantine.

What if you already have a trip booked?

If you have fall or winter travel planned for Europe, it’s important to remember that the new recommendations are not likely to affect fully vaccinated Americans.

Here’s what to do if you’re concerned about your upcoming trip:

  1. Start with consulting the official tourism or government website for the country or countries you want to visit. Then, watch that site closely for changes to entry requirements. Hint: the US State Department maintains a country page with the most relevant information for Americans.
  2. Check your airlines’s website for information on cancellation or changes. Fortunately, most domestic airlines have waived change fees for non-basic tickets (those are the premium economy, business, and first class tickets). If your ticket is one of the non-basic classes, you should be able to cancel and receive a credit.
  3. Don’t panic yet. Countries are constantly modifying their reopening guidelines based on COVID-19 data, which changes all the time. The EU remains open for now, and this week’s news has not yet been translated into all-out bans that could ruin a vacation.
  4. Plan on getting a vaccine booster. Croatia was the first to set a maximum validity period on international travelers’ inoculation statuses, and Austria followed suit this week. Both countries have set a nine-month limit on the acceptability of a visitor’s vaccination certificate.

Other interesting news

Travel wallet upgrade – Here’s a combination passport and vaccination card holder, perfect for fall travel.

Good news – Iceland is the only country with zero covid deaths since May.

In hotel news – some hotels are now requiring vaccine proof for staff AND all guests at check-in.

Need to cancel a trip? Here’s how to do it like a pro.

Filed Under: In The News Tagged With: ban, covid, eu, european union, fall, travel

Riding the Ups and Downs of Travel in a Pandemic

August 28, 2021 By Damian Tysdal

Since May, the numbers of travelers have been steadily rising, but then came the delta variant. The recent news about travel in a pandemic is starting to feel like déjà vu all over again. Now, instead of focusing on the numbers of Covid-19 cases, experts are talking about the rates of hospitalizations and deaths. 

There are more than 100,000 people across the US that are currently hospitalized for the coronavirus, according to the US Department of Health and Human Services. That’s the highest number of hospitalizations since January 2021. New hospital admissions for kids have reached the highest levels since the US started tracking pediatric cases, and doctors are warning it could get worse as schools reopen and the delta variant continues to spread.

Early fall months like September and October are considered the shoulder season, a time when bookings become available and prices go down. Here’s what you need to know about the up-and-down ride that is trip planning in a pandemic.

FDA approves two vaccines

This week, the US Food and Drug Administration (FDA) granted Pfizer and BioNTech vaccines full approval, which health experts hope will persuade people who were hesitant to get vaccinated to book the next appointment. FDA approval will make it easier for businesses, the military, schools, and hospitals to mandate vaccination.

European travel is risky

Many Americans have waited and hoped for a fall or winter European trip, but travel restrictions and cautions remain in place across the continent. The delta variant’s rampant progress means more changes are inevitable.

Keep in mind that given the continued high rate of COVID-19 cases in the US, European countries could at any time ban inbound travelers. 

What can you do? Book only when there is built-in flexibility. Think plane tickets with no change fees, generous cancellation policies at hotels and homestays, and itineraries where you can spend most of your time outdoors in case indoor spaces are restricted.

Canada travel is difficult

The excitement around Canada’s recent news about borders re-opening for fully vaccinated US travelers turned sour as people learned what’s really required to cross the border. The requirements to enter the country are so restrictive as to effectively end any chances of casual travel. 

TSA numbers are falling

According to the Transportation Security Administration (TSA), the lowest number of travelers passed through security this week. The highest traffic numbers of the year were at the beginning of August. Rising concerns about the delta variant and vaccination rates are pushing people to cancel their flights.

Other interesting news

Fined for fake vax cards? One couple from Florida was recently fined $8,000 for attempting to travel with their kids to Hawaii with fake vaccination cards.

2021 is the year of the travel company IPO – quite possibly caused, in part, by the global pandemic.

Traveling with the kids this Labor day? Here is a list of 10 products that make it easier to travel with the small ones.

Filed Under: In The News Tagged With: pandemic, travel

Hurricane season is upon us. What does that do to your travel plans?

August 20, 2021 By Damian Tysdal

We’re about halfway through the 2021 hurricane season and the next couple of months could be a wild ride. The Atlantic hurricane season runs from June 1 to November 30 and covers the Atlantic Ocean, the Gulf of Mexico, and the Caribbean Sea. The peak months are August through October.

On August 4, the National Oceanic and Atmospheric Administration (NOAA) nearly doubled its early season forecast, which comes out in May. Their latest projections call for between 15 and 21 named storms (winds of 39 mph or greater) and added two major hurricanes (winds of 111 mph or greater) to their original projection.

So, what does all this mean for your travel plans? Lots actually. Here’s what you need to know.

Hurricanes cause tornadoes too

As if the hurricane itself wasn’t bad enough; in addition to flooding, high wind, and power outages, hurricanes can also spark tornadoes into existence and cause even more damage. The remnants of hurricane Fred caused as many as 14 tornadoes across Georgia, South Carolina, and North Carolina as it passed.

Definitely something to think about when you’re considering travel insurance.

Hurricanes travel north

Hurricane Grace is currently making problems for tourists to Mexico’s Mayan Riviera, but not all hurricanes stay in the south. 

The National Hurricane Center issued a rare hurricane watch for parts of New England this week, something that hasn’t happened in years. If Henri makes landfall on the northeastern coast, it could affect places like Long Island, Martha’s Vineyard, and Nantucket, for example.

Drones are used to track hurricanes

Hurricanes are the costliest natural disasters in the US and researchers would like to be able to learn what causes these storms to rapidly intensify.

New drone technology is now being used to improve hurricane tracking and data collection. Hurricane-tracking drones called Saildrones (they look very much like small sailboats) are sailing into the storms to gather data and better predict the intensity and path of storms.

Hurricane-safe tropical spots

It’s not all doom and gloom, however. Some tropical islands have historically been able to avoid hurricanes. If you choose your destination strategically, the odds of a storm destroying your vacation are very low.

Consider traveling to these islands if you’re hankering for a piña colada by the beach:

  • Aruba
  • Barbados
  • Bonaire
  • Curacao
  • Panama
  • Trinidad and Tobago

Of course, low risk doesn’t mean no risk. These islands may not be hurricane magnets but heavy rain and wind could still cause problems for your trip.

Other interesting news

New apps for travel discovery – When you’re ready to travel, these new travel apps can help match your budget, interests, and saved-up miles to a destination.

Who knew? Flight attendants pack duct tape as a last resort for unruly passengers. Let’s avoid getting taped to the airline seat, shall we?

Getting COVID travel ready – United Airlines has added thousands of COVID-19 testing sites at Walmarts and Albertsons. You can even book testing appointments through the airline’s website and app.

Filed Under: In The News Tagged With: aruba, barbados, bonaire, curacao, drones, fred, grace, henri, hurricane, hurricane season, noaa, panama, tornado, travel, travel insurance, trinidad and tobago

How can you travel safely with the Delta variant?

August 6, 2021 By Damian Tysdal

Animated gif with suitcase and delta variant virus circling.

Not that long ago, we all optimistically thought we’d turned the corner. Many travelers reserved beach houses, booked flights, and got in line to renew their passports. Then came the very different Delta variant—a version of the COVID-19 virus that is extremely contagious and more serious than the first. 

Recent news about breakthrough infections in vaccinated people and widespread cases among the unvaccinated are changing the way we think. The current recommendations beyond ‘get vaccinated’ is that people who are older, immunocompromised, or in the presence of children under 12 (who can’t get vaccinated yet) must revert to social distancing, wearing a mask, and staying away from anyone who isn’t vaccinated.

Here is the current information on how to (still) travel safely with the Delta variant on the loose.

Choose the right mask or double up

When we first donned masks, they ranged from a t-shirt pulled over your nose all the way to medical grade varieties. With more time comes more data and with a more aggressive virus, you may want to upgrade your mask. 

  • FFP1 masks are commonly used by builders to deflect coarse dust particles. They do not offer the desired protection against viruses.
  • FFP2/N95/KN95 masks provide a greater level of protection for the wearer but should not be worn around highly infectious or at-risk people (i.e., unvaccinated).
  • FFP3/N99/EN149/P3 masks effectively protect the wearer from droplets, protein molecules, bacteria, and viruses.

The air on planes is generally well-circulated and filtered, so your risk comes from the people who are sitting near you. Wearing a close-fitting cloth mask over an FFP2 mask will further reduce the risk of infection or accidentally spreading the virus if combined with strict hygiene protocols.

Make reservations for everything

With limited capacities to allow for social distancing, many places are requiring reservations and lots of those are filled weeks or months in advance. National parks, amusement parks, and tours may not be available if you don’t make reservations. As travel restrictions are reimposed to accommodate the Delta variant risks, even restaurant reservations may become necessary.

Plan for surprises and challenges

Thousands of travelers were left stranded on Monday after some of the largest airlines canceled hundreds of flights due to bad weather and staff shortages. Once your luggage is checked with the airline, you lose control of it and weather delays are not cause for the airline to accommodate you with food or hotel vouchers. If you’re traveling with children or there are staff shortages at the airport restaurants, you could be very happy you packed snacks and toothbrushes.

Have the right COVID test

Depending on where you go, and the rules change on a daily basis, you may have to show proof of vaccination and a negative COVID test. If you need a test for travel–either before you arrive or on your way home–you could end up scrambling for an appointment. Not all airports have testing available and not all tests are accepted. What is usually accepted (at least right now) is a PCR (polymerase chain reaction) test. 

PCR tests generally take around 72 hours to get results and some urgent care facilities have introduced rapid PCR tests, which give results in around 30 minutes. Rapid PCR tests may not be accepted by some countries, so you’ll need to check before you try, and they can be expensive. If you’re in a location without a lot of testing sites, try the local drugstore.

Travelers coming to the US can use a self test but it must have a telehealth service that provides real-time supervision. The right test is a NAAT or antigen test with Emergency Use Authorization from the US Food and Drug Administration.

Other interesting news

Hungry? Why airport food is so expensive and how to eat, if not like a king at least well, for free at airports.

Public Wi-Fi, USB charging ports, and identity theft: Tips for keeping your personal information safe while traveling.

Road tripping with the pooch? Here are the safest, crash-tested harnesses, crates, and carriers for your furry friend.

Filed Under: In The News Tagged With: covid, delta, infections, news, recommendations, safety, travel, variant

What’s changed in the world of travel since COVID?

July 30, 2021 By Damian Tysdal

Animated gif of a woman traveler with a mask, plane, syringe, and covid virus

In May, those who are fully vaccinated were told they could leave their masks behind in most settings – even indoor settings. This week, however, that recommendation did an about face for two reasons: the first is to protect vaccinated people from breakthrough infections, and the second is to protect the unvaccinated (including children). It will take time before we know whether masks are a permanent part of our world. 

This week is a review of the broader, possibly longer lasting, changes in the world of travel since COVID.

Travel restrictions are sticking

Despite requests from travel industry executives and the recent announcement that Canadian borders are open to US travelers in August, the White House says restrictions limiting who can travel to the US will stay in place. Italy also extended its quarantine requirement for British travelers until the end of August.

Travel agents are back

Thanks to the internet boom and the rise of quality in travel websites, most travelers feel confident in scheduling and booking their own trips. In a new world of fast-changing testing protocols, shifting border restrictions, and scarcity for rental cars and hotel rooms, some of the most confident travelers have started calling in a travel advisor for help.

A June poll conducted by the American Society of Travel Advisors showed 76% of advisors are seeing an increase in customers, and 81% are getting calls from travelers who have never used an advisor before.

The reason most travelers cite for contacting an agent is time—they don’t have time to constantly watch the changing restrictions and want to count on someone else to do that for them.

Travel insurance may be required

When COVID shut down travel worldwide in 2020, many would-be travelers scrambled to get refunds or to file travel insurance for cancellations. Many others started looking at travel insurance for the first time, including whole countries that want to avoid health costs for inbound travelers who get sick.

Pre-COVID only a handful of countries made proof of travel medical insurance a requirement. Today, there are 26 countries that require visitors to have specific medical coverage for COVID and the list is growing. It seems that COVID has made everyone a lot more aware of travel insurance. 

Other interesting news

Travel myths we can forget about: it’s too expensive, dangerous for women, and dirty.

Forget the pump, it’s jet fuel we have to worry about now. Shortages prompt American Airlines to ask pilots to conserve.

Sharks, volcanoes, and ice caves – Thrill seekers bring back the travel adventure thrills to make up for lost time.

All those devices need regular charging. Here’s the latest recommendations in best travel adapters from Wired magazine.

Filed Under: In The News Tagged With: changes, covid, safety, travel

How the COVID-19 Variants are Affecting Travel

July 23, 2021 By Damian Tysdal

Animated gif of COVID-19 variants circling a traveler

The summer travel season can’t get much weirder. Along with the classic headaches like long security lines, weather delays, and gas prices, travelers have to fight for rental cars and navigate constant changes in airline schedules and rising prices. 

The headaches and chaos are not stopping people from traveling though. After a year and a half of no travel, over 2 million people worked their way through airport security last Sunday—more than any day since the pandemic started.

The travel news this week is all about how the variants are affecting summer travel. Here’s what you need to know.

Rising cases don’t halt reopening

While the number of positive cases of coronavirus has been rising, the ratio of hospitalizations remains low. Florida now leads the US in new coronavirus cases, the majority of which are occurring among the unvaccinated. 

Some among the fully vaccinated are also testing positive, but the so-called breakthrough infections thanks to the highly contagious Delta variant, are not resulting in serious illness. In fact, most breakthrough cases are identified through routine testing for work or travel, so individuals aren’t even aware they contracted COVID.

Good news: the vaccines are effective against the variants currently circulating in the US, including the Delta variant.

COVID travel chaos continues

As the Delta variant takes hold as the dominant strain, accounting for as high as 58% of all US infections and spreading across 100 countries, COVID continues to be a travel stumbling block. In addition to rising infection rates, the following travel chaos was reported this week:

  • The US State Department reports a massive backlog in passport renewals due to staffing shortages.
  • The airlines have started overselling flights again as demand for travel spikes.
  • The CDC raised the UK travel advisory to the highest level, suggesting even fully vaccinated travelers avoid the region.
  • The list of athletes who have had to drop out of the Olympic games in Tokyo due to COVID health and safety protocols grows longer. 

Bad news: summer travel has become more chaotic.

Your rights when a flight is oversold

Airlines know that typically some percentage of customers will miss a flight. To maximize profits, they sell more seats on a given flight than they have available. Very occasionally every passenger shows up at the gate and the airline may need to bump some passengers. When this happens, they will solicit volunteers and sometimes this works in your favor. Earlier in July, one Delta traveler was paid $4,500 (10 times what they paid for the flight) to take a later flight.

If you’re curious, here is the full list of rules and rights under federal law in an oversell situation.

Here’s how to make the most of volunteering to be bumped:

  1. Politely request that your compensation be the same as the final volunteer’s (you don’t want to accept an offer of $300 when the final person gets $1,000).
  2. Don’t be afraid to ask for other perks like hotel vouchers, access to the airline lounge, or even a better class of seat on the later flight.

Other interesting news

For the data nerds – the airline with the highest rate of involuntary bumps (according to airline data) in the first quarter of 2021 was Frontier. 

Exclusive travel hacks – 33 valuable tips from frequent jet setters.

Flight-shaming to flight free travel – here is the latest in the evolution of sustainable travel trends.

Filed Under: In The News Tagged With: covid, oversold flights, rights, summer, travel, variants

Where Are the Safest Places to Travel this Summer?

June 16, 2020 By Damian Tysdal

For several months now we’ve been told the safest place to travel to is to your backyard. Since the U. S. Department of State issued a Level 4 travel warning on COVID-19 on March 19th, we’ve been confined to our personal spaces.

As the travel guidelines begin to relax, many of us are starting to evaluate the possibility of taking a trip in the following summer months. While the pandemic is starting to ease up, its impact has affected the the way we would normally approach travel plans.

The repercussions of the virus have introduced a new set of safety concerns that should be taken into account when weighing up a travel destination.

Local versus international travel, rural versus urban destinations and other factors will be critical in making an optimal travel decision.

National vs. International Travel

National travel will be the safest destination for most citizens of the US. It’s an advantage that we already understand what is happening at a governmental level, whereas an international destination will require more background research.

However, each region of the US has handled the virus remediation differently and some investigation will be needed to understand the regional impact of a potential destination.

As a general rule for any summer travel, urban areas should be avoided. Higher density means not only higher possibility of contamination, but also stricter quarantine controls that may still be in effect.

Such factors may limit your vacation possibilities and expose you to unnecessary health risks.

Do your research ahead of time and find out the statistics of a potential destination. Populated cities like New York and Los Angeles should be avoided. However a rural destination with nearby access to medical facilities or a hospital would be a safe choice.

Staycations and local travel will gradually become a more popular choice of vacation. If you are staying in public accommodation make sure to research the Covid-19 prevention measures of the hotel or public space you’re considering.

For example, Marriott have made a public statement announcing the implementation of new protocol and anti-virus technology to counter virus spread.

International Travel Considerations

Are borders open?
When evaluating a possible international destination there is a broader range of variables to consider.

To begin with, you should research whether the borders and international airports are open. Many countries are only just starting to welcome incoming flights, and some have restrictions on certain countries but not others.

Certain countries have a planned date to reopen but frequently push them out as new information becomes available. Stay updated as the border status of your intended destination may change unexpectedly.

Be sure to check the quarantine norms for passengers arriving on international carriers. For example, the UK has a mandatory 14 day self-quarantine for anyone arriving from out of the country. Lastly, before you book your flights, call your airline and inquire about the possibility of flight cancellation for your intended return.

While airlines are starting to resume normal operations, many carriers are still cancelling flights due to low occupancy, and this may extend your vacation beyond your expectation.

Listed below are the main travel considerations to take into account.

What is the cultural temperature?
In addition to national borders, there is the cultural question regarding the country’s openness to welcoming tourism again. There have been reports in Asia of cultural resistance towards seeing foreigners, as they tourists or travelers may be perceived as potential virus carriers.

While it’s unlikely this will put you at any risk of harm, it may impact the quality of your travel experience. Research local news and expatriate websites in English and look up local Facebook pages for information.

What are the Covid-19 case statistics?
While it might feel safe to assume that a low number of cases in a country will make it a safe destination, there are other factors to consider.

Especially in developing countries, governments don’t have the facilities to test all patients showing symptoms. Even in the US, testing variables means there is no way to accurately report how many people have been affected by COVID-19.

Nicaragua is an example of this discrepancy, as infection estimates have suddenly sky-rocketed and new drastic measures put into place. Despite this, case statistics are still the best information to hand to assess potential risk.

Highly travelled destinations were some of the most affected, as international travel was the initial source that dispersed the virus globally. Choose a location that can demonstrate high testing capacity and is preferably not one of the world’s top travelled destinations.

What’s the national level of medical care?
In a worst case scenario, you want to make sure you have quality medical facilities nearby that are equipped with ventilators and staff trained in how to manage the virus.

Travel insurance is highly recommended, in particular “Cancel For Any Reason” coverage has become vital. Make sure that your health insurance will cover you overseas in the event of falling sick. You can hear more about how travel insurance policies cover Coronavirus here.

What are the guidelines on nonessential services?
Research the physical distancing and nonessential services regulations before choosing a potential destination. While you want to be able to access some degree of nonessential services, such as restaurants, you also want to ensure the destination is practicing remedial protection.

Many countries continue to operate a full lockdown. Peru is such an example, having extended quarantine until the end of July.

Best International Travel Destinations

Now that you have a framework for vetting potential international destinations, we can examine country specifics. The public health institute in the United States (Center for Disease Control and Prevention, or CDC) is the public health institute in the United States.

The CDC has a risk assessment map on its website that shows which countries travelers should avoid, which you can find here.

The four advisory levels, from low to high regarding safety and security risk, there are no countries listed on the two least severe levels. The CDC shows restrictions on entry in Europe, China, Iran and Sweden. Everywhere else has widespread ongoing transmission, but without restrictions for entry by citizens of the United States.

This means that travel to the majority of countries listed will be at your own discretion. This is an additional reason to do through research before booking any travel plans.

Deep Knowledge Group (DKG) is a Hong Kong venture capital group specializing in analyzing medicine-related data. They ranked all countries on the four variables of quarantine status, government management efficiency, monitoring and detection capabilities and emergency treatment capacity.

According to their most recent report, Israel is currently handling the crisis the best overall thanks to its experience in government management efficiency. DKG group place Germany in second position, making it the second safest country in the world to visit at this time. Of the different evaluation variables established by DKG, Germany received a better evaluation than Israel for emergency treatment readiness and monitoring and detection. You can read more about their report here.

Remember, do your research thoroughly before booking a flight. Utilize the links provided to gain periphery knowledge and aid you in the process of making a decision. Once your flight is booked, keep yourself informed on an ongoing basis regarding quarantine status and border accessibility.

We wish you safe and happy travels this summer!

Filed Under: In The News

Should I Cancel My Summer Travel Plans?

June 16, 2020 By Damian Tysdal

As the Covid-19 crisis reaches its zenith, we’re beginning to see the light at the end of the tunnel. Or as the case may be, the light outside of our immediate quarantine quarters.

In the United States we’re starting to see signs of change, although the volatile nature of the crisis means that daily infections and death rates will continue to impact restriction levels on a rolling basis. Currently the expectation is that summer will mark the beginning of the end, with airlines and travel restrictions starting to return to normal.

Many of us had summer travel plans booked far in advance of the crisis, and we’ve held onto them with the hope that normalcy will resume by mid-year.

Others are hoping that summer will open up the perfect last-minute escape opportunity to recharge from the personal toll of this crisis. As the weather starts to turn and families near the end of the (virtual) school year, now is a good time to evaluate the possibility of summer travel.

Safety, finances and stress all factor into the contingencies of upcoming summer travel. We need to make sure travel can be undertaken with minimal exposure to health risks, especially if traveling with children. We don’t want to lose money that’s already been invested in summer bookings.

Lastly, we need to consider our individual stress threshold. Personal risk tolerance varies by individual, and we can all benefit from postposing a cancellation decision until more information is available.

As we near the middle of June, our ability to postpone taking a decision is beginning to draw to a close. In order to make a more effective decision, we recommend you build yourself a personal timeline.

To begin creating your timeline, work backwards from the cancellation dates stipulated by your travel suppliers. No two travel plans are identical. Carriers, agencies and accommodation vary in their terms and conditions, and you will need to review the fine print to make sure you aren’t missing critical cutoff dates.

Be meticulous with your travel list, including transfers and smaller plans that may go amiss. Don’t leave out any prepaid travel bookings, as you may be eligible for some level of flexibility. Make sure you streamline your process by putting your timeline into a spreadsheet or handwritten calendar. This way you can review it chronologically and make it easier on yourself to spot gaps.

Make a note of deadline dates and penalties per chronological item. Refund eligibility may be staggered, with a potential refund percentage reducing as you near the planned travel date. Taking note of progressive cutoff dates will be important in evaluating your risk level. It will help you weigh up the financial pros and cons of extending your waiting period versus the risk of financial loss.

If you’re travel is outside of the next 8 weeks, you may be able to wait and continue to monitor the ever-changing situation. There’s no need to add an extra layer of stress before the time is due.

In addition, as you near your travel date there’s the likelihood that your plans will be cancelled by the travel organizations themselves. In these cases you are eligible for a complete refund.

On the other hand, if you cancel in advance you may not be entitled to a full refund.

As your travel dates near I would not recommend paying any additional travel deposits, even if requested. The global travel situation is too uncertain to risk additional investment.

However, if your travel plans are between now and July, it may be wise to make modifications at this time. We are still in a state of transition, and while normality is expected to return early July, it will take time for the new changes to implement and for travel to regain it’s normal rhythm.

This is where your timeline will serve as a critical tool to make sure that financial penalty dates are clear so you can meet cutoffs. In keeping with your timeline, speak to the agencies you booked with and inquire about any revised conditions that may have been updated in light of the virus.

Travel representatives are motivated to retain you as a customer, so make sure you ask them to explore all options.

The travel industry has suffered greatly due to the pandemic and travel companies are highly incentivized to make concessions, if not through refunds then through postponing your trip.

Postponing a trip may also entitle you to get an upgrade or other extra benefits for continuing to support their business.

Refer to this simple recap for easy reference:

  • Make a written chronological timeline.
  • Delay your decision if your flight is outside of the next 8 weeks.
  • If your trip is between now and the end of July, expect travel disruptions and consider changing plans.
  • When you call travel companies to change plans, request flexibility for cancellations. Explore all options and weight up the benefits or rewards of cancelling or postponing your trip.
  • Enjoy your summer wherever you are, and remember to stay healthy and stress-free!

Filed Under: In The News

« Previous Page
Next Page »

About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

Get the Cheat Sheet

Popular Companies

  • Allianz Insurance
  • CSA Travel Insurance
  • Seven Corners Insurance
  • Travel Guard Insurance
  • Travel Insured
  • Travelex Insurance
  • TravelSafe Insurance

Learn about Travel Insurance

  • Beginner’s Guide
  • Coverage Guide
  • Tips and Advice
  • Company Reviews
  • Types of Plans
  • Types of Trips

Blog Article Categories

  • Learning
  • Types of Plans
  • Types of Trips
  • Coverage
  • General
  • In The News