These days, the world of traveling families is very different. Working parents don’t always have the time or money to take their kids on vacations and, in some cases, grandparents are stepping in to fill that role.
We decided it was time to look into the plans that are best suited for grandparents taking their grandchildren on vacation. We wanted a package plan in order to have the full range of benefits that grandparents and grandkids need. The following are the essentials:
- Trip cancellation/trip interruption
- Travel medical and emergency evacuations/repatriation
- Baggage loss and baggage delay
- 24/7 emergency assistance services
Travel Insurance Package Plans for Grandparents
When we thought about what grandparents might want in a travel insurance plan for a trip with the grandkids, we determined that covering the kids for free would help offset the cost (especially since the price of insurance will already be affected by the age of the grandparents). Also, we wanted the option to purchase a pre-existing condition waiver with the plan.
In searching around we came up with the following plans that meet these criteria:
- Travel Select by Travelex
- TraveLite by Travelex
- Classic by Allianz
- Worldwide Trip Protector by Travel Insured
- Gold by Travel Guard
Travel Insurance Price Quote Example
To get an idea of the costs, we decided to run sample vacation details through our travel insurance comparison engine and see what the costs for travel insurance would be. We used these trip details:
- Spring break trip to Costa Rica
- One week of travel March 18-25
- No trip cancellation, but we wanted trip interruption in case they had to get back home quickly
- Pre-existing condition waiver available
- 4 travelers from Kansas, ages: 78, 76, 14, and 12
Using the trip details listed above, we found many plans to fit the needs of these travelers:
Each plan, of course, has varying degrees of coverage, so it’s important to review them carefully before choosing. After you choose, remember that you have a free review period in which to study the plan, ask questions, and make changes.
It’s important to remember that to get the pre-existing condition waiver, you have to purchase the trip insurance within a certain number of days of making your initial trip deposit. See our pre-existing condition coverage review to fully understand how that works.