In the aftermath of Hurricane Irene, travel insurance companies want travelers to note this reminder of their coverage and advice:
- Save all your receipts – for hotels, meals, taxis, etc.
- Save any documentation/proof of flights delayed or cancelled.
- Carefully review your travel insurance document.
In order for a travel insurance claim to be paid, the travel insurance company will need these documents. Keep a copy at home for yourself, just in case.
Remember that to be eligible for coverage for weather delays, cancellations, and interruptions as a result of the hurricane, your policy would have to have been purchased and in effect prior to the naming of Irene (after that point, it becomes a ‘known’ event).
Check your policy for the minimum hours required for trip delay. Travel delay benefits typically include reimbursement for hotel expenses, meals, and transportation.
Trip interruption benefits are typically available if your flight is cancelled completely, and may include reimbursement for the lost portion of your trip plus any additional costs to rejoin your planned itinerary.
Mandatory evacuations are covered by some plans and provide reimbursement for unexpected travel costs, depending on your plan. See the terms and conditions for your travel insurance, or review the description of coverage sent to you when you enrolled for an explanation.
See more tips on filing a successful travel insurance claim.