(1) announced, organized, and sanctioned by a labor union and
(2) which interferes with the normal departure and arrival of a
This includes work slowdowns and sickouts. The Insured’s Trip
cancellation coverage must be effective prior to when the Strike
is foreseeable. A Strike is foreseeable on the date labor union
members vote to approve a Strike.
In the Select plan by Travelex, we found this wording:
3. arrangements canceled by an airline, cruise line,
motor coach company, or tour operator, resulting
from inclement weather, mechanical breakdown
or organized labor strikes that affect public
So, for some travel insurance plans, the effects of a strike can reach into public transportation such as trains and buses as well. Many times, the description of coverage for a travel plan will allow reimbursement benefits for travel delays and missed connections for the same covered reasons listed in the trip cancellation and interruption sections.
The key, however, is that the strike must not be a known event before your travel insurance’s effective date. It’s important to purchase your travel insurance soon after you make your initial travel arrangements so that you have plenty of time to get the policy in effect for instances like this.