If you have purchase the BizPack Expanded Coverage, you will have the following covered reasons included:
1. You or a Traveling Companion are required to work during Your scheduled Trip. You must demonstrate proof of requirement to work, such as a notarized statement signed by an officer of Your employer.
2. Your company being made unsuitable for business by fire, flood, burglary, vandalism or natural disasters.
3. Your company being directly involved in a merger or acquisition. You must be an active employee of the company that is merging and You must be involved in such an event.
Many travelers never see the need for trip cancellation due to illness or accidents, because it has never happened to them. I would imagine work related trip cancellations are a bit more common, and for a flat rate of $19 per covered person, regardless of trip cost, it is a pretty good deal.
Just keep in mind you will need to document your requirement to work, otherwise it becomes a “cancel for any reason” policy with insureds simply claiming they had to work.
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