Travel Insurance Review

as-seen-on-header

  • Home
  • COVID
    • “Cancel For Any Reason” for COVID19
    • Travel Medical for COVID19
    • State Restrictions for COVID19
    • Airline Change/Cancellation Policies
  • Best Travel Insurance
  • Beginner’s Guide
  • Hurricane
  • Reviews
  • Tips & Advice
  • About
  • Podcast

Travel Like A Pro: Top Travel Hacks

April 14, 2020 By Damian Tysdal

Pro travelers obtain inside knowledge from experience. Like anything in life, it takes practice and learning from mistakes to refine a technique.

Many people don’t travel on an ongoing basis and can easily be caught off-guard, resulting in lost travel motivation due to small hiccups.

Our 14 years of advising best-travel practices in the travel industry means we’re able to pass the best travel hacks on to you.

We’ve gathered the following advice from seasoned pros so you can skip the line for easy cruising.

Make Backups of Your Passport & Visa Stamps

Take photos and email yourself copies of your passport and visa stamps. If you end up losing your passport this will make it much easier to have it replaced. When taking photographs make sure you get the main photo page as well as your visa number- this can provide critical documentation if you need to prove that you’re not illegally extending your stay.

Online digital copies are usually sufficient, but it’s safe to also save a digital hard copy to your laptop or phone. Make physical copies as well, keeping the paperwork in a safety pocket in your suitcase, along with the US embassy phone number and address in your destination country.

We’ve included this documentation tip as a basic requisite for any pre-travel checklist, you can read more about core steps to take before traveling here.

Financial Self-Protection

In the case that you have your wallet lost or stolen, you can save yourself a lot of stress by having access to backup resources. Before you travel, save a hard copy of your credit card number, expiry date and CVS code in a password-protected area of your phone or laptop.

With this information you’ll have the freedom to book a new hotel or a flight while you wait for a new bank card to arrive. Once you arrive at your destination save some petty cash in a pocket of your suitcase, along with any extra credit cards.

You only need to bring a maximum of two credit cards with you when you go out in town. In the case of an unfortunate event where you lose both cards, you’ll still have backup cash and cards saved at your hotel.

Organize Your Air Travel and Get Free Credits

Don’t waste your precious time at an airport. Make use of technology so you can be alerted of delays and cancellations through apps that are often quicker than official airline notifications.

Flightboard app is the industry standard for frequent flyers as it not only allows you to create your own arrivals and departure board, but it also tracks the real-time status of any flight worldwide. If you find yourself early at check-in you might find you’re eligible to give up your seat for an overbooked flight.

As long as you aren’t on a time crunch, staying another day or a few extra hours at the airport can equate to rich rewards. Most airlines will cover food, beverage and accommodation expenses, with a potential bonus of a travel credit up to $450. If you’re lucky they may even bump you up into business class!

Minimize Security Hassle

Putting together a smart travel uniform & travel kit can help minimize the unnecessary stress of airport security checks.

Avoid wearing any items that require extra screening time through security, such as metal items (belts, jewelry, watches, hair clips) as well as items that are time-consuming to remove (scarves, hats, heavily-laced boots).

Choose slip-on shoes and remember to wear socks in case your airport doesn’t provide disposable foot socks for protection. Try to consolidate electronics in one section of your carry-on luggage, so you don’t need to be held back as security searches your bag for the one electronic item that was left inside.

On a similar note, keep any water bottles or drinks in visible external pockets so you don’t forget to eliminate them.

We recommend you sign up for TSA Pre-Check which means you don’t have to remove items from your body, or liquids and laptops from your carry-on luggage.

Never Let Luggage Hold You Back

Most people have experienced the headache of damaged, late or lost luggage when traveling. There are some traditional best practices to avoid luggage issues.

Choose a robust four-wheeled hard case with handles on both ends, as they are light and easy for luggage handlers to stack. Marking your bag as fragile may help prevent careless damage from mishandling, and keep your bag under the weight limit, as heavier bags will automatically get stacked at the bottom of the pile.

A later check-in can possibly ensure your bag is the first off the plane, and while you check in remove any previous luggage tags to avoid confusion about your end destination.

Our favorite tip comes in the way of technology – you can now track your own luggage using a GPS or mobile network tag. The device sits inside your bag and broadcasts its location from anywhere in the world to your smartphone. This cellular technology can let you find a lost bag even if it’s in a completely different city or country to you. We recommend checking out LugLoc, Tile and Smart Unit.

Avoid Unnecessary Fees

Carry a sufficient amount to cash in your wallet – around $300 – to avoid the equivalent of one withdrawal fee.

When you arrive to your destination, never exchange your currency at the airport as their exchange rates are notoriously high. Instead, find an airport ATM and make a withdrawal for your daily limit – fees are one time only, so try not to break up withdrawals.

If you didn’t check conversion fees with your bank beforehand, it’s usually most cost-effective to withdraw money in the local currency. Once you arrive at your hotel, change the money you brought at a certified local bank, which will give you the best rates and least risk of fraud.

When paying with a credit card, always request that you be charged in your own currency, as the conversion fees are much higher when applying the local currency.

We recommend that you apply for a borderless card like Transferwise if you travel often, which gives you the real exchange rate with a low conversion fee and allows you to hold money in over forty currencies.

Swap Home Travel Guides for Local Guides & Apps

There should be no surprise that people from the same country refer to the same travel guides. It’s not unusual to find yourself seated for dinner in an exotic location, only to find yourself surrounded by other tourists. If you want some off-the-beaten-path recommendations, try finding local digital recommendations.

Go to the Google search engine in the country of your destination (for example, google.co.uk in England) and look up the best local apps. Most foreign countries have a reasonable ex-pat community who list their favorite haunts in English.

Here you can find restaurants, cheaper travel apps (for example, EasyTaxi is cheaper in South America than Uber), and local entertainment.

Stay Connected

Being resourceful with data usage starts from the moment you set off. At airports you can make use of free Wifi by nabbing a seat near the first class lounge or restaurants. If a venue is password protected, download an app like Foursquare City Guide.

These social networking sites allow you to access login & password info from fellow users. Once at your destination, it probably makes sense to get a local SIM card with a pay-as-you-go plan if you’ll be there for more than a week.

Unless your home plan already includes flat rate international roaming, international data charges can be costly. In places like Hong Kong it’s cheaper to get a wireless router at the airport, which will give you fast-streaming data to your phone on computer wherever you go.

If you’re only on a short trip you can mark the locations of Starbucks in your vicinity and save them offline on Google Maps. That way if you suddenly need to go online you can make your way to the closest coffee shop.

We hope these expert travel tips will help your trip run smoothly. We’d love to hear more of your insider travel hacks – feel free to send them to info@travelinsurancereview.net and we’ll be sure to list them in our following travel guides! Wishing you a great trip!

Filed Under: General

The Ultimate Pre-Travel Checklist

April 14, 2020 By Damian Tysdal

Thinking about booking a trip? We recommend you take the time to follow these easy pre-travel procedures.

Unfortunately, travelers often prepare to leave town without taking the appropriate steps and later find their plans hindered by unexpected circumstances.

This simple pre-travel checklist will ensure that you make the most out of your trip as well as maximizing the benefits of your coverage.

International Travel: Check Passport Expiration Date

Passports are the key to the world, and yet we seldom pick them up. A passport can spend most of its year stowed away in a drawer and only taken out days before travel.

Make sure you check your passport expiry date early on in your planning, as you will need at least 6 months of passport validity to enter another country.

The passport itself is valid right up until the expiration date, but the problem is on the other side – each country has different regulations regarding expiry time for foreigners. Seeing as the entry requirements vary per country, a 6 month limit is the safest recommendation regardless of destination.

Domestic Travel: You Need a Real ID

Gone are the days of easy domestic travel with a driver’s license. Since 9/11 the government has increased security around travel within the US. A Real ID works similarly to a driver’s license and is obtained through the DMV, however the screening process is more complex.

You will need to provide more documents to verify your identity and residence, such as a passport, birth certificate, and Social Security card. Long DMV turnaround times have increased the processing time required to receive a Real ID, so you should apply immediately.

The original Real ID deadline of October 1st 2020 has been extended since the Covid-19 pandemic, and the updated cutoff is yet to be announced.

Take note that after this deadline Americans will not be able to board a domestic flight without a Real ID or passport.

Update Modified Travel Plans Immediately

Given the current circumstances due to the coronavirus outbreak, many people’s travel plans have been disrupted. Your original plan may require adjusting to accommodate the ripple effect of the pandemic. Fortunately, your travel insurance has you covered.

Simply contact your insurer and request the changes you need. Travel insurance allows you to make the following adjustments, such as adding travelers to a policy, changing the dates of your travel, or adjusting your coverage to include a new travel plan. Especially with the latter, if you don’t remember to adjust your policy you may miss out on critical coverage.

For example, if you added a pre-paid side excursion to your cruise you would need to have that reflected in your cancellation coverage. Now that many people are being forced to cancel their travel plans due to coronavirus restrictions, even a “cancel for any reason” policy may not cover you fully if precise travel changes were not reported.

Take Multiple Copies of Travel Confirmations

Never embark on your trip without multiple copies of your travel arrangements and policy confirmation.

Once you’re in another country you may not have wifi to search online, or an international plan to call home for plan information. Important baggage may be lost with printed paperwork. We recommend securing three sources of your details: a printed copy, a digital copy that can be saved on the cloud, and a third copy that can be saved to your phone memory.

Policy information will have your insurance company contact details, including toll-free numbers for assistance and claims. Insurance is for unforeseen events, you don’t know when or where you’ll need it, so make sure you have these resources to hand in the case of the unexpected.

A few minutes of preparation can prevent days of stress and confusion.

Know Your Policy Coverage

Travel requires adapting to circumstances outside of your daily routine and comfort zone. The very factor that brings excitement and novelty can create unfortunate circumstances, and the nature of the unexpected is that you can’t prepare for situational details.

In the case of an unexpected event, remember you’re covered by insurance for any medical emergencies, baggage loss or theft and flight delays.

Without coverage these emergencies can run up a large bill, adding a financial burden to travel costs. With travel insurance you can rest assured that you only need to save receipts to be fully reimbursed after filing your claim.

Tag Baggage in Multiple Locations

One of the world’s leading air transport organizations (SITA), reported that about 25 million bags get lost or misdirected every year. There is no worse feeling than arriving to your destination only to find your luggage hasn’t arrived.

Certain carriers are finding ways to reduce loss, such as by using radio-frequency tags that wrap all the way around the suitcase handle. However the best prevention is to make sure your bags are clearly labeled.

ID your bag in multiple places, including the inside as well as the outside, utilizing all the different pockets and pouches. Make sure to include your name, address, and cell phone number.

Photograph your bag with the labels showing, to help airline workers locate and redirect your luggage in the event it gets misplaced.

If your baggage is ultimately lost these photos will also help to file a claim.

Alert Your Bank of Your Travel Plans

Call or update your online banking settings to let them know your dates of travel. Most cards will block any transactions in foreign countries because they assume fraud.

Make sure to mention any 24 hour layovers where you might need to use your card in a country other than your final destination. If your trip gets extended, make sure to update the travel dates with your bank to avoid cashflow impediments.

Often this can be done online to avoid the complication of international help numbers.

When calling your bank you can double up by inquiring about the foreign transaction fees in your destination country, so you can know which cards will work hardest for you.

Save Your 24/7 Assistance Line as a Contact

Save your 24/7 Policy Assistance phone number in your phone and print or write out a second physical copy to keep in your wallet or purse. You might find yourself in a travel crisis and unsure if travel insurance will be able to help you.

This international 24/7 assistance line will provide expert guidance for any questions and support for the steps that follow. We recommend you read up beforehand on your travel insurance rights, so you have previous orientation.

Please visit our related posts on how to proceed after an emergency, such as managing your review period, things to consider while traveling, and how to file a claim after your trip.

Remember, careful Pre-travel preparations will result in Post-travel celebrations! We wish you calm and safe travels from Travel Insurance Review.

Filed Under: General

Top 7 Travel Tips for Calm & Safe Travel in the Wake of Coronavirus

March 23, 2020 By Damian Tysdal

Changing times can be unsettling. As coronavirus continues to disrupt our social system, it will be a challenge to distinguish sound advice from hyperbole. We’ve checked the facts from scientific and governmental authorities so that your travel plan can continue in a safe and sound manner.

While non-essential travel is better postponed, at times travel is a necessity and one must be informed of the correct protocol. We recommend that you make these slight adjustments to your travel mode, incorporating the following professional precautions to ensure an informed, safe experience.

Preparations: Before you go

1. Follow official travel permissions and restrictions from the State Department and CDC

Each governmental body has experienced a unique situation and response to their nation’s health concerns. Make sure your travel will be uninterrupt- ed by referring to the US Government Travel Advisory, which offers an easy color-coded map for an at-a-glance understanding of potential risk zones. Embassy locations are also listed and should be earmarked in case of an emergency:

https://travel.state.gov/content/travel/en/traveladvisories/traveladvi- sories.html/

The Centers for Disease Control and Prevention (CDC) is the most reliable source of information going forward. Their reports feed directly into gov- ernmental Travel Advisories.

A full list of approved resources can be found here: https://travel.state.gov/content/travel/en/international-travel/before-you- go/about-our-new-products/staying-connected.html

2. Beware of outdated information, sign up with STEP

Make sure you’re receiving the most up-to-date information. The Travel Advisories update via Facebook and Twitter, but due to social media algorithms that control timing and the type of messages you see, you may not be receiving the latest updates.

The coronavirus outbreak evolves daily and the best way to stay on top of new developments is to sign up for the State Department’s Smart Traveler Enrollment Program, which will send you travel alerts and enable the embassy to get in touch with you in case of an emergency. It’s free, and you can register as a traveler or if you need to monitor a destination before solidifying travel plans.

STEP.state.gov

3. Defer travel via cruise ships until further notice (as of 3/17/20)

Due to the infectious nature of coronavirus, it’s possible that germs can be spread more easily in situations with ongoing close proximity, such as on ships and boats. As of March 17th, the CDC recommended that all travelers defer cruise travel worldwide.

As most cruise vacations are non-essential, everyone should be able to observe this warning. However this Level 3 alert especially relates to elderly adults and anyone with an existing health condition or weakened immune system.

Once you’re in the air…

4. Employ common sense and meticulous hygiene

As with any respiratory illness, germs are spread through the air, so em- ploy common sense practices such as covering your mouth to cough, avoiding contact with people who are evidently unwell, and washing your hands frequently for at least 20 seconds with soap and water. Traditional handwashing is sufficient for prevention, but if that isn’t available then an alcohol-based sanitizer with 60% to 95% alcohol will work equally well.

The University of Chicago Medicine define influenza exposure as being within six feet of an infected person for 10 minutes or longer. However, droplets may land on a surface and become a point of contamination.

Seeing that coronavirus spreads through bodily fluids, it’s best to avoid un-necessary touching areas of mucus membranes such as your eyes, nose and mouth.

5. Face the facts: Masks

Face masks are an efficient protection against larger droplets, which are the main source of transmission for coronavirus. If you’re in close proximity to others, such as on a plane, a mask will reduce the chance of the dis- ease being passed on.

However, bear in mind that viruses can also spread through tiny viral particles known as aerosols. These minuscule aerosols can enter through the eyes and penetrate masks, so make sure you use a mask in conjunction with the best-practices outlined here.

However a mask is still worth using as it will reduce your potential for infection, as well as limit the possibility of contaminating someone else if you are a carrier.

6. Airplane do’s and dont’s

Once you’re on a plane you don’t have the same freedom of movement to avoid contact. Aside from masks, you can take simple precautions to limit potential exposure.

Bring Clorox wipes, which have been clinically-proven to kill viruses and bacteria that are much more aggressive than coronavirus. Wipe down your entire personal space, starting with the tray and moving onto the seat, armrests, as well as any consoles or touchscreens.

Adopt your new stringent hygiene practices until you are well out of the airport.

7. Full coronavirus insurance coverage: Cancel For Any Reason (CFAR)

With the current state of affairs in the world, only total coverage will bring absolute peace of mind. “Cancel For Any Reason” travel insurance was created for extreme and unexpected circumstances such as these. COVID- 19 has disrupted the travel industry and left many people confused about where they stand and the best way to proceed.

If you have CFAR, this policy will reimburse you for up to 75% of your total trip costs if you have to cancel your trip for any reason not listed in your standard coverage.

You can learn more about CFAR coverage here: https://www.travelinsurancereview.net/coverages/cancel-for-any-reason/

Our 14 years of experience in the travel industry gives us the confidence that this coronavirus outbreak will also pass. Eventually travel will return to normal, and you’ll be able to travel freely and rest assured that travel insurance will be sufficient to protect you.

In the meantime you can contact us directly for any travel concerns not outlined above. We wish you a safe, calm and healthy journey.

Filed Under: General

Danger, Intrigue, History and Epic Views – Put a Lighthouse Stay on your Bucket List

June 17, 2013 By Damian Tysdal

While the lighthouse keepers of old are, for the most part, retired due to automation, the lighthouses themselves – and the lights, of course – remain working to keep mariners away from rocky cliffs, land, coral reefs, and other potentially dangerous areas that are hard to see in the dark, in storms, or in fog.

These days, many lighthouses have been turned into unique inns, but some offer lighthouse keeping programs. Lighthouse keeper duties range from relatively light (no pun intended) to full-time positions. The lighthouse volunteers are often responsible for greeting guests, providing a little about the history of the lighthouse, helping in the gift shop, clearing debris from the beach, etc.

Put a lighthouse stay on your travel list and learn what life was like for the lighthouse keepers of the past – the isolation, the quiet, the epic views, the powerful storms. The following are some of the most beautiful lighthouse stays you can put on your bucket list.

Battery Point Lighthouse – Crescent City, California

Battery Point LIghthouse - Crescent City, California
Originally named for three cannons salvaged from the wreckage of the ship America, which burned in the harbor of Crescent City in 1855, that were fired off on Fourth of July celebrations, Battery Point lighthouse is located on an exposed rocky mound and regularly battered by storms.

On March 27. 1962 the strongest earthquake ever recorded in the northern hemisphere – a magnitude 9.2, struck Alaska near Prince William Sound generating a series of waves that raced south at 600 MPH around midnight. The lighthouse keepers – and the lighthouse – survived the resulting tsunami but eleven others died.

Photo credit: Alan Vernon via flickr

Seguin Island Lighthouse – Sequin Island, Maine

Seguin Island Lighthouse - Sequin Island, Maine
One of the oldest lighthouses on the Atlantic coast and authorized by President George Washington, the current lighthouse is the second to be built on this site. Seguin Island is one of the foggiest places in the world – one year the fog signal blew for nearly one-third of the year.

Photo credit: foroyar22 via flickr

Yaquina Head Lighthouse – Yaquina Head, Oregon

Yaquina Head Lighthouse - Yaquina Head, Oregon

The history of this lighthouse is troubled and colorful. In the 1920s there were three people working the lighthouse. One night, the head keeper went into town leaving his assistants behind. One got drunk and the other very ill (he soon died). After that, a ghost reportedly haunted the lighthouse.

Ships passing close to Yaquina Head regularly reported their compasses going awry, but the explanation was found in a vein of magnetized iron in the outcropping on which the lighthouse sits.

Browns Point Lighthouse – Point Brown, Washington

Browns Point Lighthouse - Point Brown, Washington

Situated on the eastern side of the entrance into Commencement Bay, which leads from Puget Sound to the port of Tacoma, Browns Point Lighthouse was originally built on land owned by an Indian of the Puyallup Indian Reservation before Washington was a state. Fog posed a significant problem for shipping in the area and during periods of dense fog, the keeper didn’t get much rest.

Photo credit: mjardeen via flickr

Bodie Island Lighthouse – Bodie Island, North Carolina

Bodie Island Lighthouse - Bodie Island, North Carolina

Originally named after the family who owned the island, folklore has it that the name resulted from the number of shipwrecked bodies that washed ashore. Rising 165 feet and painted in striking black and white stripes the current lighthouse is actually the third attempt to illuminate the perilous stretch of coast from Cape Hatteras to Currituck Beach, known as the Graveyard of the Atlantic. The first was abandoned due to a poor foundation, the second was destroyed by retreating Confederate troops, and the third was completed in 1872.

Photo credit: The Uprooted Photographer via flickr

Garden Key Lighthouse – Fort Jefferson, Florida (the Dry Tortugas)

Garden Key Lighthouse - Fort Jefferson, Florida (the Dry Tortugas)

Located near the center of the Dry Tortugas, a small cluster of reefs, islands, and shoals about 70 miles from Key West, the Garden Key lighthouse marks the spot where Ponce de Leon anchored in 1513. The current iron structure replaced the old lighthouse which was badly damaged in an October hurricane in 1873.

Photo credit: lighthouser via flickr

Pottawatomie Lighthouse – Rock Island, Wisconsin

Pottawatomie Lighthouse - Rock Island, Wisconsin

The Rock Island Passage is the widest passage connecting Green Bay and Lake Michigan. The site of the lighthouse is atop a 137-foot bluff and the lighthouse itself became operational in 1837. In January 1876, the keeper reported two men attempting to row a boat to the mainland from a nearby island never arrived – a terrible storm came up shortly after their departure. They were later seen frozen stiff and sitting upright in the boat and adrift on a mass of ice.

Photo credit: eaghra via flickr

Rose Island Lighthouse – Rose Island, Rhode Island

Rose Island Lighthouse - Rose Island, Rhode Island

Due to its strategic position at the entrance to Newport Harbor, the Rose Island lighthouse has been used by both British and colonial troops, overlooked a rifle practice range, used for storage by the U.S. Navy’s torpedo manufacturing unit, and more.

This lighthouse’s proximity to Newport means it’s not as isolated as many lighthouse stations, but lighthouse keepers still had to endure some pretty extreme weather. Storms have bent the tower to the point of breaking the plaster inside the house, torn the chimney down, and despite the light, boats still smashed on the island and sometimes into the lighthouse itself.

Photo credit: StJenna via flickr

Cape Blanco Lighthouse – Cape Blanco, Oregon

Cape Blanco Lighthouse - Cape Blanco, Oregon

Built in 1870 and the oldest standing lighthouse on the Oregon coast, Cape Blanco is just one and a half miles off Oregon’s southern coast, the cape sports chalky white cliffs that prompted Spanish explorers to name the landmark Cape Blanco (or White Cape). There are no roads leading to the cape, and high winds buffet Cape Blanco through much of the year.

Photo credit: Dougtone via flickr

Loggerhead Key Lighthouse – Loggerhead Key, Florida (the Dry Tortugas)

Loggerhead Key Lighthouse - Loggerhead Key, Florida (the Dry Tortugas)

During the Civil War, roughly two thousand people lived on Garden Key and the loggerhead turtles on Loggerhead Key were a primary source of food. A hurricane of 1873 inflicted heavy damage on the lighthouse but the tower was patched and inspected. The repairs were so effective a new tower was never built.

The lighthouse was automated in 1987 and volunteers stay in the original building that served as the kitchen and keeper’s dwelling. In 1992, the area was designated Dry Tortugas National Park and encompasses all seven islands of the Dry Tortugas as well as the surrounding coral reefs and shoals. The loggerhead turtles continue to return to the island to lay their eggs – now without fear of being eaten.

Photo credit: www.gregmillerbirding.com

What should you know about a lighthouse stay?

Some lighthouse keeping programs are offered at no charge and others include a fee, but the rates are far less than you’d pay to stay at a hotel. A typical lighthouse stay ranges from one week to four weeks. Advanced planning is required as some of the lighthouses have 2-year waiting lists for keeper stays!

Most of the lighthouse keeper’s quarters have modern appliances, so you’re no longer required to cook your dinner over a wood-fired stove.

Temporary and/or volunteer lighthouse keeper programs are a wonderful working vacation experience and it comes with the benefit of being able to stay in an actual lighthouse.

Resources

The United States Lighthouse Society

Lighthouse Friends

Filed Under: General

Is ‘standing class’ coming to airlines? Settle into a luxury instead

June 10, 2013 By Damian Tysdal

As the airline industry continues to cut costs and maximize revenue, every inch of the finite space within each aircraft is being closely examined.

An Italian company called Aviointeriors which makes commercial airline seats recently debuted an ‘ultra high density seat’ and what’s been dubbed by many as the ‘world’s most cramped airline seat’.

Aviointeriors High Density Airline Seats

Photo credit: Aviointeriors website (https://www.aviointeriors.it/)

According to the Aviointerior’s website, airlines want to introduce a new class of passengers – a below economy class, aka the standing class. So they’ve designed a seat that lets a passenger perch in a slightly-higher-than seated position straddling a base that looks vaguely like a horse’s saddle. You won’t slide off onto the floor, but it’s doubtful you’ll be comfortable and certainly not on a long flight.

Of course, not everyone travels on a corporate spending account (do those even exist anymore?). While most of us can’t afford a first-class seat, we may spring for business class on medium- and long-haul flights.

Here are the best business class airline seats (in no particular order) to take the pain out of long flights wherever you’re headed next.

American Airlines

American Airlines Business Class Seat

American recently moved away from the seats that slowly slide passengers to the bottom in favor of fully flat cocoon-style spaces with more privacy than most. Plenty of storage, universal AC power outlets and USB jacks are available with every seat.

Photo credit American Airlines website (https://www.aa.com/)

Eva Air

eva-air-business

Eva Air, a privately owned airline based out of Taiwan, delivered a new business class cabin last year. This Asian carrier’s business class cabin features muted colors and mellow tones and the same seat as the American Airways. Each seat has multiple plug point and all the bells and whistles of an executive office.

Photo credit: Luke Lai via flickr

Etihad Airways

Etihad Airways Business Class

Great privacy combined with clean, modern lines makes this airline’s business class unique. The business class chairs include massage functions and they lie fully flat. All seats have direct aisle access, so there’s no climbing over or waking your neighbor to visit the loo.

Photo credit: Etihad Airways website (https://www.etihad.com/)

Swiss Airlines

Swiss Airlines Business Class

The business class seats in Swiss Airlines planes have been copied by many as the ideal for sophisticated design. The cabin sports wood veneer, warm grey colors and a sleek modern design. This is a consistent and practical seat true to its Swiss design and has few bells and whistles.

Photo credit: NewbieRunner via flickr

Oman Airways

Oman Airways Business Class

With one of the widest seats in business class – a 22″ base – it’s also the longest seat as well, stretching to 6′ 5″. The seats exude warmth with a calming toffee color. The business cabin is small and split by a galley so that it has an exclusive feel that simulates the first-class experience.

Photo credit: Oman Airways website (https://www.omanair.com/)

Air New Zealand

Air New Zealand Business Class

The unique positioning of the seats combined with the privacy wall make for a comfortable trip. White leather and clean lines demonstrate Air New Zealand’s business class redesign and gives the business class cabin a light and airy look. Of course, don’t forget that Air New Zealand pioneered those fun videos for those who can recite the safety speeches from memory.

Photo credit: Air New Zealand website (https://www.airnewzealand.com/)

Singapore Airlines

Singapore Airlines Business Class

Still by far the widest and most spacious seat in the sky – far outdoing most first-class seats – the Singapore Airlines’ experience is legendary. It’s also the most expensive pampering you can get in the air. The cabin crew and the food are one of the biggest selling points to flying with Singapore, but you can’t beat those seats either.

Photo credit: mas95 via flickr

Cathay Pacific

Cathay Pacific Business Class

The versatility of the Cathay Pacific seat – move it back for privacy or forward to chat with a fellow traveler – is excellent, but it’s worth noting that this is the same seat as the American Airlines class seats. It’s also intuitive and comfortable. The Cathay Pacific team has always been up against some pretty good competition and yet they regularly manage to keep their price point lower.

Photo credit: Bayaer via flickr

Beware the lie of the ‘lie-flat’ seat

The penultimate seat for any long haul traveler has to be a seat that will allow you to lie flat, just as you would in your bed back home. Some airlines have installed ‘lie-flat’ seats in their first- and business-class cabins but the ‘lie-flat’ label is used with some liberties. In most cases, the seat reclines to a position that is nearly straight, but pitched at an angle that looks more like a shallow ‘v’ shape.

If you’re trying to recognize and understand the difference between seats and how to pick a better airline seat, SeatGuru.com’s got the essential Guide to Booking the Best Airline Seats.

Filed Under: General

A Look at U.S. Airline Logos Since the 1920s

June 3, 2013 By Damian Tysdal

A logo is a graphic or image that’s associated with a particular company, organization, or individual and used to encourage instant recognition. The power of a well-designed logo can be immense, but what’s popular – what ‘speaks’ to people – changes over time and company logos evolve to change too. When two companies merge, their individual logos may be kept or left behind depending on the needs of the new company going forward.

Let’s take a look at the logos of the top four airlines over time.

American Airlines Logo History

American Airlines is no newbie to consolidations. The company was formed when a number of small airline companies were incorporated into American Airways, Inc. In 1934, American Airways became American Airlines, Inc. Up untiil the most recent logo redesign, their logo always held the eagle (although facing different directions) and used the colors of  the American flag: red, white, and blue.

The first American Airlines logo (1934 – 1945):

American Airlines Logo 1934

American Airlines flipped the eagle to face the other direction and dropped the red color from 1945 – 1962:

 

American Airlines Logo 1945

Then, in 1962, the company cleaned up the brand to look like this:

American Airlines logo 1962

In February, 2013, American Airlines and US Airways Group announced that the two companies would merge and retain the iconic American Airlines brand with the following logo:

American_Airlines_logo_2013

(Image credits https://logos.wikia.com/)

Delta Airlines Logo History

Delta Airlines began its company history as the first aerial crop dusting company, formerly Huff Daland Dusters, and was established in 1924. It began international mail and passenger routes in 1927. It was an early supporter of the hub-and-spoke system where airplanes brought schedule passengers into a hub airport where they were then connected to other Delta flights to continue on to their destination.

The Delta Airlines logo changed often and so we include only a few variations here.

Delta Airlines logo 1929-1930:

Delta Airlines logo 1929-1930

Delta Airlines logo 1934-1951:

Delta Airlines logo 1934-1951

Delta Airlines logo 1953 – 1955:

Delta Airlines logo 1953 - 1955

Then, Delta decided to clean up the logo and make it simpler (Delta Airlines logo 1959 – 1960):

Delta Airlines logo 1959 - 1960

Later, the red and blue arrows were pointed upward instead of forward (Delta Airlines logo 2004 – 2007):

Delta Airlines logo 2004 - 2007

The current Delta Airlines logo:

Delta Airlines logo current

(Image credits https://www.deltamuseum.org/)

Continental Airlines Logo History

Continental Airlines was founded in 1934 as Varney Speed Lines, which was named after Walter Varney who also started United Airlines (more on that later). Originally, Varney Speed Lines operated as an airmail and passenger service in the American southwest – Texas, New Mexico and Colorado.

Continental_first

The airline was soon closely allied with Lockheed and flew Lockheed planes: the Model 9 Orion, the Electra Junior, and the Lodestar. Following the cancellation of all domestic air mail contracts by the Roosevelt administration in 1934, Robert Six purchased the airline and renamed it Continental Air Lines (later changed to ‘airlines’ in 1937).

Continental_Airlines_1965

 

In 1967, Continental introduced a new classic logo and returned to its original red hue:

Continental_Airlines_1967

 

In 1991, the company changed to a blue-hued logo and added the globe:

Continental_Airlines_1991

 

It was displayed in a few variations, including the longitude lines painted on the airplane tail fins in gold. There are even several versions where the word ‘Airlines’ is eliminated.

(Image credits https://logos.wikia.com/)

United Airlines Logo History

United Airlines was founded in Boise, Idaho in 1926 as Varney Air Lines – an air mail service of Walter Varney who also founded Varney Speed Lines which later became Continental Airlines.  Varney Air Lines was renamed Boeing Air Transport in 1927 after it was acquired by the aircraft manufacturer.

In 1933 United began operating the Boeing 247 – the first all-metal airplane and able to fly transcontinental in 20 hours, which made it significantly faster than its earlier predecessors.

United Airlines first logo included an outline of the U.S. map. Notice the use of ‘air lines’ versus ‘airlines’ too:

United_Airlines_Logo_1930

After passage of the Air Mail Act in 1934, United became an independent company again and their logo looked like these two until 1939:

United_Airlines_Logo_1933

United_Airlines_Logo_1935

Through the 1930s and 1940s, the United Airlines logo took on the look of a badge or shield. They also added the U.S. map to demonstrate coast to coast service and later deleted it again:

United_Airlines_Logo_1930s

United_Airlines_Logo_1940s

On the mid-1950s through the 1960s, the shield theme held, but it was slanted:

United_Air_Lines_1955

United_Airlines_logo_1965

In the 1970s, the United Airlines’ logo took on it’s tulip shaped ‘U’ effect which it continued through 2010. It was also here that ‘airlines’ became a single word:

United_Airlines_70s

United_Airlines_80s

United_Airlines_1993

In 2010, United acquired Continental Airlines in a merger and a strange twist of fate considering both were started from the same guy, Walter Varney. The two logos were merged as well:

United_Airlines_2010

(Image credits https://logos.wikia.com/)

Filed Under: General

Who’s the highest of them all? 5 Restaurants High Above Chicago

May 27, 2013 By Damian Tysdal

Many Chicagoans, as well as Chicago visitors, look forward to the opportunity to dine outside – especially when the weather warms up. So the activity at many rooftop restaurants in Chicago heats up in the summer time. Of course, in a city like Chicago, a rooftop restaurant means dining very high – among the tallest skyscrapers – with a view of the city lights at night.

For your early summer enjoyment, check out the highest rooftop restaurants in Chicago (shown highest first).

1. Signature Room – on the 95th floor

Signature Room, Chicago, Illinois

A landmark in Chicago and located in the John Hancock Center on the Magnificent Mile, the Signature Room is located on the 95th floor. This makes the Signature Room the highest rooftop restaurant in Chicago. In addition to the restaurant that features artisan-quality meals with it’s heart-thumping views, the Signature Room also has a notable lounge.

(Photo: Signature Room)

2. Cité – on the 70th floor

Cite, Chicago, Illinois

Perched high atop Lake Point Tower, one of the tallest residential buildings in the world, Cité delivers 360-degree views with it’s award-winning cuisine.  Cité boasts unobstructed views of the city and a lakefront that spans over three states from the 70th floor of Lake Point Tower. Cité is an enclosed restaurant, which means it’s also open year-round.

(Photo: Cité)

3. Roof at the Wit – on the 27th floor

Roof at the Wit, Chicago, Illinois

The Roof at the Wit is a rooftop restaurant at the top of the Wit, the newest downtown Chicago boutique hotel located on historic State Street. On the 27th floor is the Roof with panoramic views of the Chicago River, skyline, and Millennium Park. The Roof at the Wit is open year-round and has open-air dining warmed by a built-in fire pit. With talented chefs skilled at creating market-fresh meals, the food plays well with the views.

(Photo: Roof at the Wit)

4. Vertigo Sky Lounge – on the 26th floor

Vertigo Sky Lounge, Chicago, Illinois

Boasting they are the only year-round indoor and outdoor rooftop lounge in Chicago, the Vertigo Sky Lounge is on the 26th floor at the Dana Hotel on State Street. The outdoor fire pit adds ambiance and warmth to chilly evenings and an ice bar cools things down in winter. The Vertigo Sky Lounge features live DJs every night and a packed calendar of events.

(Photo: Vertigo Sky Lounge)

5. Sixteen – on the 16th floor

Sixteen, Chicago, Illinois

Located on the 16th floor at the top of Trump International Hotel and Tower, Chicago, Sixteen is a Michelin-rated and Forbes 5-Star restaurant delivers a true epicurean experience. Executive Chef Thomas Lents leads a talented team to present French-inspired American cuisine created with ingredients sourced from around the world The restaurant’s 30-foot floor-to-ceiling windows afford an inspiring backdrop containing Lake Michigan, the Chicago River, and the Wrigley Clock Tower.

(Photo: Sixteen)

Filed Under: General

8 Amazing Hotels Built into Caves Around the World

May 20, 2013 By Damian Tysdal

In the quest for unusual places to stay, people are turning to all sorts of lodgings. Take a look at these amazing hotels built into caves around the world for a taste of what it was like to live underground with all the luxuries you’d expect from a typical hotel. Many cave hotels are former monasteries, abandoned mines, and even ancient housing for the poor.

What is it like to sleep in a cave? It’s incredibly quiet - the walls are extraordinarily thick, so the only sound you hear is your own breathing. It’s super dark – the only light comes from what’s piped in through renovations or implemented with candlelight. It’s naturally climate-controlled, so it stays a constant temperature.

The following are some of the most amazing cave hotels around the world:

1. Sextantio Le Grotte della Civita, Matera, Italy

Sextantio Le Grotte della Civita

A fascinating and ancient complex of rocks, caverns, and grottoes in Southern Italy, the Sextantio Le Grotte della Civita is a beautiful and magical setting built into cliff side caves. With 18 unique rooms restored to the hotel’s strict conservation philosophy, each room features antique woods, handmade linens, and candle lighting. Access the fruit and flower garden with views of the river valley below.

(Photo  courtesy of https://www.sextantio.it/)

2. Gamirasu Cave Hotel, Ayvali, Turkey

Gamirasu Cave Hotel, Roman King SuiteComprised of six beautifully restored cave houses, the Gamirasu Cave Hotel is situated in the heart of a historic region of Capadoccia in the village of Ayvali, Turkey. Tradition combines with modern comfort at the Gamirasu. Connected to a 12-century Byzantine Christian church, which was until recently used by monks, this cave hotel still has some rooms that were former housing for the monks.

(Photo courtesy of https://www.gamirasu.com)

3. Sala Silver Mine Hotel, Sala, Sweden

Sala Silver Mine Hotel, Mine Suite, Sala, Sweden

A room in a silver mine that just might be the deepest hotel room in the world. Guests visiting the Sala Silver Mine take a mine shaft elevator 500 feet below ground to access a double-bed room with silver accents (appropriately). Guests are provided with an intercom radio to communicate with the staff who waits above ground because, as you might expect, cell phones don’t work in this cave hotel.

(Photo: Sala Silver Mine Hotel, Mine Suite, Sala, Sweden)

4. Cuevas El Abanico, Granada, Spain

Cave Suite, Cuevas El Abanico, Granada, Spain

Unique caves, complete with modern hotel amenities like free Wi-Fi and a cozy lounge with a fireplace – all the comforts of home. The Cuevas el Abanico are located in Grenada’s famous Sacromonte district and you can enjoy the views from the terraces overlooking the Alhambra Palace and the Flamenco quarter. The old Arabic quarter, called the Albayzin, features narrow cobblestone streets, whitewashed houses, and flower-filled balconies.

(Photo: Cuevas El Abanico, Granada, Spain)

5. Hotel Argos, Cappadocia, Turkey

Hotel Argos Cappadocia, Turkey

All 33 rooms of this cave hotel are designed in different styles. The guest cave suites of the Hotel Argos in Cappadocia are accessible by an underground tunnel and feature high vaulted ceilings, fireplaces, and indoor pools. This luxury cave hotel is in the hillside village of Uchisar, the site of a thousand-year-old former monastery patiently carved out of the regions’s soft volcanic rock.

(Photo: courtesy https://twitter.com/argosCappadocia)

Another option in Cappadocia, are the Cappadocia Cave Suites. A former hay barn restored in the 1990s that’s not a boutique hotel with 18 amazing rooms set deep in the rock and known as “fairy chimneys”.

Cappadocia Cave Suites, Turkey

(Photo: courtesy https://www.cappadociacavesuites.com/)

6. Kokopelli’s Cave B&B, Farmington, New Mexico

Kokopelli Cave B&B New Mexico

This one-room cave hotel is a privately owned cliff dwelling located near Farmington, New Mexico. Get above ground to enjoy famous southwest sunsets over the four states that meet at their corners: New Mexico, Colorado, Arizona, and Utah. Getting to the Kokopelli’s Cave is half the adventure, and not one for the faint of heart. Arrive well before dark to navigate the road to the cave and pack light as the cave is 70 feet below ground and accessed by a trail.

(Photo: Kokopelli Cave B&B New Mexico)

7. Les Hautes Roches, Rochecorbon, France

Les Hautes Roches, France

This property is built within the freestone rock face in Rochecorbon, France. The Le Hautes Roches takes inspiration from it’s oceanfront location with silky white walls that mimic the froth on ocean waves. A former monastery turned upmarket retreat on the banks of the Loire, and with 12 of the lavish rooms set in caves, this cave hotel is one of a kind.

(Photo: Les Hautes Roches, France)

8. Alexander’s, Santorini, Greece

Alexander's cave hote, Santorini, Greece

In the picturesque village of Oia on the island of Santorinia, Alexander’s takes the traditional cave house and pushes it to the next level. The architecture is familiarly Cycladic in style – white-washed walls and domed roofs. There’s a terrace with dazzling views out over the village where houses cling to the rock and the sun sets over a crystal blue sea.

(Photo: Alexander’s cave hote, Santorini, Greece)

 

Filed Under: General

About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

Get the Cheat Sheet

Popular Companies

  • Allianz Insurance
  • CSA Travel Insurance
  • Seven Corners Insurance
  • Travel Guard Insurance
  • Travel Insured
  • Travelex Insurance
  • TravelSafe Insurance

Learn about Travel Insurance

  • Beginner’s Guide
  • Coverage Guide
  • Tips and Advice
  • Company Reviews
  • Types of Plans
  • Types of Trips

Blog Article Categories

  • Learning
  • Types of Plans
  • Types of Trips
  • Coverage
  • General
  • In The News