How does travel insurance coverage protect my teeth?

Travel insurance coverage for dental emergencies is isolated to injuries to sound natural teeth, so artificial teeth, dentures, dental braces, retainers, orthodontic devices, and dental bridges are not covered.

Dental coverage is described in the plan’s medical coverage and is typically limited to a specific amount.

For example:

• The Travel Insured International Worldwide Trip Protector Gold plan “will pay benefits, up to $750.00, for emergency dental treatment for Accidental Injury to sound natural teeth.”
• The Vacation Classic plan by TravelSafe includes the following text: “Benefits will include expenses incurred during the Trip for emergency dental treatment due to Injury not to exceed $750.”

Other plans provide coverage between $200 and $1,000. Often, dental coverage is limited for situations where a traveler experiences a sudden onset of pain too.

Help finding a local dentist

Your travel insurance provider’s travel assistance services representatives can help you find a local dentist if you experience a dental emergency. Be sure to travel with your travel insurance plan description, so you have it when you need to refer to it for questions like these.