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Ask Travel Guard: “Universal” Care Abroad vs. Travel Medical Insurance

February 11, 2011 By Damian Tysdal

Some countries are known for their universal health care programs where anyone can walk in and get care. Why should I buy insurance for travel medical if I can just do this?

In many countries, you may not have any coverage at all, even if you already have existing health insurance. Even if you are covered for basic emergency care, you may not have coverage for evacuation back to the US. Should the unthinkable happen, a travel insurance plan through Travel Guard can cover you for medical and evacuation expenses back to the United States. In addition, most travel insurance plans through Travel Guard include 24/7 access to multi-lingual emergency medical counselors who are able to coordinate almost any medical emergency including arranging for a medical escort home, air ambulance, arranging medical payments and more.

Travel Guard is the nation’s leading provider of travel insurance, assistance, and service plans, covering more than 6 million travelers worldwide each year. Travel insurance plans through Travel Guard are distributed by more than 12,000 travel agents across the United States.

Travel insurance plans through Travel Guard may include coverage for trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation expenses, and lost or delayed baggage. Most plans also include 24-hour travel assistance services* for emergency medical assistance, last-minute or emergency travel changes, lost luggage tracking, pre-trip travel advice, and more.

Filed Under: Learning

About Damian Tysdal

Damian Tysdal is the founder of TravelInsuranceReview, and he believes travel insurance should be easier to understand. See more from Damian on Google+.

About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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