9. You need to cancel a trip after a death in the family
Even though finances are the last thing on your mind in an emotional situation such as a death in the family, it doesn’t hurt to eliminate unnecessary stress. In the case of a death in the immediate family, you know you can take care of family needs and not suffer a financial loss.
Package plans include coverage, usually for the entire trip cost, for cancellation due to the death of you, a family member, or your traveling companion. In order for the plan to pay, the death must occur in the effective time of the policy. This means you must purchase the policy before the death occurs.
