As travel insurance is getting a second look due to a number of recent disasters, the number of ways to purchase travel insurance has increased as well.
- You can buy it with your airline ticket. Read why we don’t recommend that.
- You can buy it through your cruise line. Read why we don’t recommend that either.
- You can buy it from your travel agent. Read why we sometimes don’t recommend that either.
All those methods aside, here’s why buying your travel insurance online is still the best way to go:
1. The Internet is still the undisputed king of information.
When you research your trip, you do it online because the amount of information at your fingertips makes this a smart way to search for virtually anything. The same goes for travel insurance. Here at Travel Insurance Review, you’ll find reviews from actual travelers, comparisons of different products, and the latest news and information for travelers.
2. A comparison engine makes buying travel insurance simple
When you use a travel insurance comparison engine, you can customize your coverage for pre-existing conditions, coverage limits, and add options like rental car coverage, adventure sports coverage, coverage for your pets, and more. Plus, your travel insurance needs are put through an engine that gives you multiple providers and let’s you compare costs, coverage limits, and options all in once place.
3. You get access to all the best travel insurance companies, not just a few
One vital thing you miss when you purchase travel insurance with your airline ticket or from your travel agent is options. In most cases, an airline booking engine gives you one travel insurance provider, so you’re not even getting a useful price comparison. Most travel agencies focus on one or two travel insurance providers, not the entire spectrum, so again you’re losing out. Smarter shopping requires adequate comparison and the travel insurance comparison engine gives you just that.
4. You can see your travel coverage documents immediately and contact the assistance services representatives
Now, you can see your travel coverage documents immediately when you buy your plan with your airline ticket too, but do you read the details? It’s not likely. You’re focused on getting that ticket and you may not remember to read those documents. When you purchase your travel insurance online, you get the travel documents sent to your e-mail address. You can review them and call the assistance services representatives to ask questions and better understand your coverage or get clarification on the ‘fine print’.