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Best Travel Insurance for Canadian Snowbirds in the U.S.

December 6, 2011 By Damian Tysdal

Canadian snowbird health insuranceWe recently ran across an article describing what Canadian Snowbirds need to consider before crossing the border to reside in the U.S. and we thought it would help if we closed the gap on the health insurance questions posed in that article. The author was right in that U.S.-based health care costs are quite high and according to the article, Canadian provincial health insurance covers only a portion of a travelers’s out-of-country health care costs (which is more than most American health insurance plans cover).

Since Canadian travelers heading for the warmer weather outside their home country are recommended to get travel insurance, we dug around to find a few plans offered by U.S. companies that our neighbors to the north might find useful for their travels *:

  1. TravelSafe offers Traveler’s Liberty, a travel medical insurance plan for non U.S. citizens visiting the U.S. This plan covers inpatient and outpatient emergency care with your choice of medical maximum and deductible limits.
  2. Travel Guard offers a worldwide travel medical plan for non U.S. travelers (and U.S. travelers too) called Travel Rite Annual. This plan is designed for trips up to one year long and it can be extended if your return is delayed.
  3. Seven Corners offers Liaison Continent, which is comprehensive short-term medical insurance for those visiting the U.S.  It includes some travel insurance package benefits like lost or delayed luggage, trip interruption, and return of minor children/emergency reunion.
* This is not a complete list of plans Canadian Snowbirds qualify for; please click the Get a Quote button and enter your trip details to get a more comprehensive list.
As always, it’s important to carefully review the plan to be sure it will meet your needs. If you have a pre-existing condition, the Travel Guard plan is the better option (although maximum limits are reduced for care due to pre-existing conditions). The Traveler’s Liberty plan does not have coverage for pre-existing medical conditions. The Seven Corners plan shown above does have coverage for pre-existing medical conditions and includes the option to purchase a hazardous sports rider if you plan on doing any hang gliding, water skiing, or snowmobiling while in the U.S.

Filed Under: Learning

About Damian Tysdal

Damian Tysdal is the founder of TravelInsuranceReview, and he believes travel insurance should be easier to understand. See more from Damian on Google+.

About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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