As we head into the winter season, some schools are already predicting they may have to cancel breaks because of snow days. When school is canceled due to severe weather, that time has to be made up somehow, and schools typically make up those days by extending the school year through breaks.
If you are thinking about upcoming travel plans, how do you protect your travel investment if school breaks you counted on are canceled? If the school year is extended, you’ve got a couple of options:
- cancel or reschedule your trip (if you can)
- take the kids out of school and go anyway
Take a look at our explanation of schedule conflict coverage, which is a covered reason (in some plans) for trip cancellation. That’s the travel insurance protection that reimburses you for your pre-paid trip costs in the event you have to cancel for a covered reason.
On that page, we describe the types of schedule conflicts that are sometimes covered by travel insurance companies. There are a few plans that provide coverage for trip cancellation in the event of a school-year extension, and we’ve listed those for you as well.
Note that school extensions due to extracurricular or athletic events are not covered.