Many travel insurance providers offer group plans, which are designed specifically for groups (usually of 10 or more) traveling together. Groups can be comprised of family members, co-workers, fraternity brothers, and just about any other group of people.
The key to group coverage is that everyone in the group must participate in the plan in order to qualify for the coverage. Otherwise, group travel insurance is just like travel insurance for individuals, including the free look period to review the policy, the exclusions and conditions, and the process for making a claim. If one person in the group has to cancel their trip for a covered reason, the remaining travelers can continue with their travel plans.
The following is a list of plans that are specifically geared to group travelers:
- Group Go! from CSA – a package plan
- Worldwide Group Protector from Travel Insurance Services – a travel medical plan for groups of 3 to 100
- Protect-a-Group from TravelSafe is also a package plan for groups of 10 or more.