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Don’t rely on a Facebook campaign to raise funds after your travel disaster

October 25, 2011 By Damian Tysdal

friedman-med-evacA recent report regarding a traveler from south Florida highlights the need for evacuation coverage. Zena Friedman and her sister were vacationing in Bali, a trip they saved for for years, when she was run over by a taxi. With major injuries and in need of urgent medical care, doctors indicated she would have to be transported to Malaysia.

Unfortunately, the sisters did not have travel insurance and the cost of transport alone could run into hundreds of thousands of dollars. So friends started a Facebook campaign (https://www.facebook.com/helpzenaheal) to collect donations to cover her medical evacuation expenses. Ms. Friedman ultimately underwent surgery in Malaysia before returning to Miami last week on a flight with paramedics who donated their time.

While we’re ecstatic that Ms. Friedman is getting the care she needs and we wish her well on her recovery, her experience is a traveler’s cautionary tale for at least one reason: her treatment would likely have been more timely if she had carried travel insurance.

Emergency evacuation coverage provides for medically necessary evacuations to a medical facility when the insured is injured or so ill as to be unable to travel by commercial means. This coverage also provides for medically equipped flights to return home – even the repatriation of mortal remains should you not survive.

Out of curiosity, we decided to get a travel insurance quote to see what the approximate cost might have been for these sisters.

We used the following details as an example:

  • Two travelers, ages 61 & 63
  • Travel dates 11/4 – 11/18/2011
  • Florida residents
  • Destination Indonesia
  • No trip cancellation coverage
Many travel insurance packages were listed, and we’ll share a few of those with the lowest prices now.
  1. RoundTrip Economy from Seven Corners (cost $53) includes $250,000 in medical evacuation coverage and $25,000 in secondary medical coverage.
  2. Trip Protector Lite from Travel Insured International (cost $58) includes $100,000 in medical evacuation coverage and $10,000 in secondary medical coverage.
  3. Preferred from Global Alert (cost $69) includes $500,000 in medical evacuation coverage and $100,000 in secondary medical coverage.
Even if you are traveling to an area with ‘free’ medical care, an emergency medical evacuation alone can wipe out your savings. For well under $70, these travelers could have had the protection they needed without having to turn to Facebook.

 

 

 

Filed Under: Learning

About Damian Tysdal

Damian Tysdal is the founder of TravelInsuranceReview, and he believes travel insurance should be easier to understand. See more from Damian on Google+.

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About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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