A client recently asked us this question and so we did a little digging. Unfortunately, if cash is stolen from your baggage, it’s not going to be replaced by any plan we could find.
For example, CSA’s Custom Luxe plan lists these items as not covered:
“money, stamps, stocks and bonds, postal or money orders, securities, accounts, bills, deeds, food stamps or credit cardsâ€
And another example, Seven Corners’ Roundtrip Choice plan lists these items as not covered:
“Keys, money, stamps, securities and documents;â€
And a last example, Travel Guard’s Platinum plan lists these items as not covered:
“money, stamps, stocks and bonds, postal or money orders;â€
As you can see from the examples, there are a number of items that will not be replaced if they are stolen from your luggage or stolen with your luggage. Many plans list these items as excluded from baggage coverage and baggage delay coverage:
- artificial limbs or other prosthetic devices
- artificial teeth, dental bridge, retainers, orthodontic devices
- hearing aids, eyeglasses, sunglasses and contact lenses
- money, stamps, stocks and bonds
- postal or money orders, securities
- accounts, bills, deeds, food stamps or credit cards
So, keep these things in your carry on bag and guard it like you do your wallet.
