A recent poll surveyed travel agents and their clients about their perspectives on adventure travel insurance plans. A whopping 86% of adventure travelers see the need for and purchase travel insurance plans specifically offering adventure travel protections. These are perhaps the most informed travelers weâ€™ve encountered. Perhaps the realization that they could get hurt doing what they do has made them more aware of the need for protection.
Where do adventure travelers go?
When it comes to adventure travel locations, these were the winning destinations:
- 29% of agents say their clients head to Central and South America
- 21% say their clients prefer Africa as their destination
How long do adventure travelers stay?
Apparently adventure travelers like to stay gone for awhile – 65% of adventure travelers book six- to 10-day getaways and 26% book 11-14 day trips.
What activities to adventure travelers participate in?
According to travel agents, these are the winning activities:
- 30% of adventure travelers prefer snorkeling and SCUBA diving,
- 23% prefer hiking and climbing, and
- 23% prefer skiing and snowboarding
What is not covered by adventure travel plans?
Itâ€™s important to note that not every kind of adventure IS covered by your travel insurance plan.
Running with the bulls in Pamplona, Spain, for example, isnâ€™t covered because a bodily injury that occurs while participating in this event would not be due to an accident. Specifically, you put yourself in a dangerous spot and got caught, but you knew what you were doing when you did it.
Anything that occurs while intoxicated or on drugs isnâ€™t covered. Again, this makes sense because you willfully put yourself in a position of risk and got caught.
See the Adventure Activities Coverage page for more information and coverage details for adventure travelers.