Many travel insurance plans have trip interruption coverage, which protects you from financial losses if you have to abandon or interrupt your trip after your departure.
While your unused trip costs will be refunded up to the plan limits, what about all the other pre-paid costs like theater or sporting event tickets you’ve purchased ahead of time?
MH Ross’s Bridge and Complete planshave a nice benefit that reimburses travelers for forfeited pre-paid expenses if they have to interrupt their trip and return home for a covered reason.The plan language for the Bridge plan looks like this:
“If You interrupt Your Trip for a covered reason, We will
also reimburse You, up to $300, for the amount of unused,
forfeited, non-refundable payments for shore excursions;
theater, concert or event tickets or fees; or sightseeing if such
arrangements are made during Your Trip and are to be used
prior to the Scheduled Return Date of Your Trip.”
Note: the Complete plan provides up to $500 in forfeited event fees.
Additionally, in the event a cruise or other travel supplier makes a change in your trip itinerary – one that prevents you from attending a pre-paid event or activity – after your scheduled departure date, these plans will reimburse you for those costs up to $250 as well.