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Why you Should Not Wait to purchase your travel insurance

August 19, 2011 By Damian Tysdal

Don't wait to purchase travel insuranceWe know it can be hard when you’re in the throes of planning a trip and trying getting everything – flights, tours, cruises, and more – lined up with school and work schedules, the thought of travel insurance can get pushed to the side.

Please don’t wait.

We recommend purchasing your trip insurance as soon as possible after making your initial trip deposit. Why? Because many important benefits require that you purchase your travel insurance plan within a certain number of days (anywhere from 10 to 21) from when you make your initial trip deposit – which is simply your first purchase toward your travel plans, whether that be your flight, reserving a car, or putting down a deposit on a cruise.

If you don’t purchase your plan within the time frame guidelines, you won’t have the coverage available to you on your trip. Plus, and we hate to say it, but it’s true: if you purchase a plan with time restrictions too late, you’ll be paying for coverage you can’t use.

Each travel insurance company has their own time frame for these early purchase, but our travel insurance coverage guide lists the time frame for each of the coverages that require early purchase, such as:

  • ‘Cancel for any reason’
  • ‘Cancel for work reasons’
  • Pre-existing medical coverage

At Travel Insurance Review, we strive to be the best resource for travel insurance, helping consumers like you understand, locate, and purchase the coverage you need. Please don’t wait to purchase your trip insurance plan because the coverages listed above can save you from significant financial losses on your trip.

Read more about when to buy your travel insurance plan too.

Filed Under: Learning

About Damian Tysdal

Damian Tysdal is the founder of TravelInsuranceReview, and he believes travel insurance should be easier to understand. See more from Damian on Google+.

About this website

My name is Damian, and I started this website in 2006 to help travelers understand travel insurance.

The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance).

I am also a licensed travel insurance agent, and you can get a quote and purchase through this site as well.

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