U.S. travelers who suffer from pre-existing conditions now have a new travel insurance coverage option. Pre-existing conditions are medical conditions that a traveler has experienced the symptoms of or had had diagnosed and treated prior to their trip. A pre-existing condition is not covered by travel insurance medical benefits unless a waiver to the exclusion is purchased and there are restrictions to the coverage.
Offered by Seven Corners, an international health insurance provider, the Liaison Majestic travel insurance plan now waives pre-existing conditions exclusions and it provides increased coverage for unexpected recurrences of a pre-existing condition.
The plan is designed for and available only to U.S. citizens traveling outside the U.S. and Canada and it provides medical coverage up to the maximum defined in the plan for medical expenses.
- If the insured has a primary health plan, the benefit covers to the medical maximum (for persons 65 and over, the amount is limited)
- If the insured does not have a primary health plan, the benefit covers the first $20,000 in eligible medical expenses (again, for persons over 65, the amount is limited)
Read how pre-existing coverage works in travel insurance plans.