As one traveler recently discovered, failing to read the travel insurance policy certificate can spell trouble later. This traveler admitted to not reviewing their travel insurance policy, and when they had to cancel their trip for a decidedly unhappy reason, their original claim was denied.
Travel Insurance Should Not be an Afterthought
Buying your travel insurance as an afterthought without taking the time to review and understand what is covered and what’s not is not good. All travel insurance package plans come with a free review period that gives you the time to read and understand the plan certificate.
- If you don’t understand the details of your plan coverage, you can call for more information and even make changes to your coverage when necessary.
- If the plan is simply not what you need, you can also cancel the coverage you’ve purchased for a refund (minus a small fee).
Don’t Underestimate the Importance of Travel Medical
As many travelers are discovering, even travel inside the U.S. can mean a big bill if an injury or illness occurs outside your health insurance network. As with all types of insurance plans, you don’t know the specific coverage you’ll need until you need it. Then, of course, it’s too late. So understanding your trip insurance policy is key.