Is there any plan that will cover me for cancelled trips regardless of the reason, i.e. if I just decide not to go? If so, does it repay 100%?
Travel Guard does offer insurance plans with optional Cancel for Any Reason upgrade. The coverage can reimburse some (usually 50% to 75%) of your trip cost but the Cancel for Any Reason option is not available in all plans or in all states.
Travel Guard is the nation’s leading provider of travel insurance, assistance, and service plans, covering more than 6 million travelers worldwide each year. Travel insurance plans through Travel Guard are distributed by more than 12,000 travel agents across the United States.
Travel insurance plans through Travel Guard may include coverage for trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation expenses, and lost or delayed baggage. Most plans also include 24-hour travel assistance services* for emergency medical assistance, last-minute or emergency travel changes, lost luggage tracking, pre-trip travel advice, and more.