What is the difference between primary and secondary medical coverage? Why does it matter?
Primary coverage means that the insurer will pay first, regardless of what other insurance you may have. Secondary coverage provides reimbursement only after coverage from other insurance has been exhausted. If you do not already have existing insurance coverage, secondary coverage would become primary.
Travel Guard is the nation’s leading provider of travel insurance, assistance, and service plans, covering more than 6 million travelers worldwide each year. Travel insurance plans through Travel Guard are distributed by more than 12,000 travel agents across the United States.
Travel insurance plans through Travel Guard may include coverage for trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation expenses, and lost or delayed baggage. Most plans also include 24-hour travel assistance services* for emergency medical assistance, last-minute or emergency travel changes, lost luggage tracking, pre-trip travel advice, and more.