Every traveler should make sure that they are properly insured before they leave for their vacations. Many unexpected things can happen when people are traveling in a strange place, and these things can result in considerable distress. Travelers may lose their luggage or travel documents, or they may sustain illnesses or injuries during their vacations.
Travel insurance allows vacationers to have complete peace of mind when they are traveling, because it gives them financial protection against various losses that may occur during their trips. Some of the coverage options that are usually included in a travel insurance policy include medical costs, cancellation or interruption of trip, emergency medical evacuation, personal liability, loss of baggage, and loss of cash or personal possessions. All travel insurance policies have a specific duration of coverage, which can range from a few days to a full year. This means that policy holders will only get financial compensation for losses that are incurred during the period of time that is specified in their policies. If they want to extend their vacations beyond the expiry dates of their policies, they can either continue without insurance coverage or extend their policies (in some cases).
Nowadays, it is convenient for travelers to extend some types of travel insurance policies. Those who wish to extend their travel insurance have to contact their insurers a few days before their policies expire. Most insurance companies require their customers to request travel plan extensions over the phone, but some offer the option of applying for extensions online. It is easy for people to extend their travel plans online. All they have to do is visit their insurance providersâ€™ websites and fill in a simple form. One thing that travelers should know is that most insurance providers do not allow policyholders to extend their travel insurance if they are planning to file for claims.
In general, the only types of plans that might have the option to extend are annual plans or travel medical plans (trip cancellation or “package plans” are typically not extendable). It is easy for travelers who have annual trip travel insurance to extend their policies. After they have received a notice of cancellation from their insurance companies, they can either apply for extensions in person or by mail. Some insurance providers also allow their customers to extend annual trip policies online. Those who are certain that they will be traveling frequently for a few years in a row can opt for the auto-renewal feature. With this feature, annual trip plans will be automatically renewed without any action from the policyholders.