When a traveler is involved in an accident overseas, they might be unsure of what to do, and what proper channels to go through settle any litigation afterwards. It is important that when traveling abroad all travelers adhere to the laws and standards of the country they are visiting. If you are involved in an accident or need legal assistance, travel insurance may be able to help point you in the right direction.
Travel assistance services provide valuable travel information and services, as well as travel insurance for travelers, and they can be very useful when accidents happen during travel. A travel assistance services provider will offer pre-trip information, non-medical services, and a travel insurance policy that covers for medical costs, emergency transportation, and repatriation. Pre-trip information usually includes visa and passport requirements, immunization requirements, embassy referrals, cultural information, foreign exchange rates, and general travel advice. Such information is helpful to travelers when they are planning their vacations, and it ensures that their trips will be worry-free and enjoyable.
The non-medical services that are offered by a travel assistance provider include emergency support services such as translation and interpretation, legal assistance, and emergency travel arrangements. Legal assistance is especially important because it can help travelers get out of legal trouble or gain financial recovery for lost belongings. Instead of providing legal assistance, some travel assistance companies offer insurance coverage for legal fees. Legal expenses can be very high in foreign countries, and it is always a good idea to get financial protection against such expenses.
The travel insurance policy from a travel assistance services provider will ensure that travelers will get adequate compensation for certain unexpected losses that may be sustained during their trips. When travelers become ill or meet with accidents that result in serious injuries during their vacations, they will definitely need medical assistance. With medical coverage, they can be assured that they will get sufficient compensation for the high medical expenses that are incurred. Some travel assistance companies also offer coverage for dental treatment, prescriptions, and medical case monitoring.
Coverage for emergency transportation and repatriation is also very important. If a traveler gets involved in a serious accident, he or she will need emergency transportation to a nearby medical facility. Such transportation can cost thousands of dollars in a foreign country, but it can be recovered if the traveler has emergency transportation coverage. If the injuries are so serious that the traveler needs to be transported back to his or her country immediately, repatriation insurance will cover the total cost of transportation.
