Millions of travelers will attend the summer games in Beijing, China
Later this summer, millions of travelers from around the world will descend on the 2008 Olympic Games in Beijing, China with hopes of seeing Gold medalists and exploring a fascinating new country. This can be a great adventure for travelers young and old, but there are a few things travelers need to be aware of before they go.
Olympic-bound travelers must consider their health and medical safety
Anytime you travel, your health and safety are a concern. Many travelers like to try new things; whether it’s new exotic foods, unusual activities, unfamiliar sights, and various other “foreign-land” adventures. If you are heading to Beijing to see the 2008 Olympics, you will absolutely experience a variety a “new things”. Some will be harmless, but some will increase your risk of getting sick, injured, or ill. New foods, unfamiliar surroundings, or a day-trip adventure could result in any sort of accident.
Health insurance from home won’t cover medical expenses while abroad
When traveling in your home country, a slight mishap won’t cause too much trouble as long as you have health insurance. Your insurance from your home travels with you as long as you are in your home country.
Travelers are surprised, however, to learn that the same coverage that protects them at home will not always travel with them overseas. In fact, most health insurance from the US does not provide coverage once you leave the US, including Medicare. That means that when you leave your home country, you are left with no medical coverage to protect you in case of accidents, illnesses, or sicknesses. An unexpected visit to a foreign hospital can be a scary (and expensive) experience.
Transportation to get an injured traveler home can cost $50,000 or more
The costs of having an accident or getting sick while overseas doesn’t end with the emergency medical care costs. The other downside of needing medical care while abroad is the problem of getting back home. In many cases, an injured or sick passenger cannot simply fly on a commercial airline. They might need a specially equipped medical flight, or even an emergency medical evacuation.
Travelers going to the Olympics in China need travel insurance
The answer is to purchase travel insurance for your Olympic trip to China. A travel medical insurance plan is a temporary policy that covers you for the length of your trip. A good travel medical policy will provide:
- assistance in finding a hospital
- transportation if needed
- translation assistance
- payment for covered expenses
Important! Most travel medical plans even provide coverage that pays for emergency medical evacuation and transportation costs, which can be staggering. Make sure the one you choose provides this!
Another option, which is popular with many travelers, is a “package” policy. A travel insurance package policy will provide the above mentioned medical and evacuation coverage, as well as coverage for other travel-related risks. Travelers enjoy purchasing these plans because they cover a variety of situations, such as financial loss due to:
- trip cancellation
- trip interruption
- lost, stolen, or damaged baggage
- missed flights
- lost or stolen passports
- and more
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