Travel insurance policies include something called a “free-look” period
Most travel insurance policies include something called “free-look” period, which gives you a certain amount of time to return the policy for a refund. This allows travelers to purchase the plan they like, and spend some additional time reading through it and finalizing their decision.
Most free-look periods are between 10-15 days
Most policies offer a free-look period of between 10-15 days. This means you can buy the policy, return it for any reason (within that time), and receive a premium refund. There may be some small administration fees, but they are usually only $3-$5, and it is well worth the peace of mind knowing you can take your time reading through the coverage.
There are a few conditions of using a free-look refund
If you return the policy for a refund within the free-look period, you will receive that refund pending the following conditions:
- you must return the policy prior to departure
- you have not made any claims on the policy
Compare quotes for travel insurance using a comparison site
Several sites let travelers compare quotes for all different travel insurance policies at the same time, just like Expedia.com lets you compare airfares (see How to Compare Quotes with a Travel Insurance Comparison Site)