Shopping online lets travelers get instant quotes
Most travel insurance is sold online because it is quick and simple. Unlike some online businesses that offer free “quotes”, then ask for an email or phone number where you can be contacted, travel insurance is quoted in real time. It takes a minute or two to fill out some general travel information, and you can get actual premium quotes.
When using a comparison site (see How to Compare Quotes with a Travel Insurance Comparison Site), travelers can even look at several policies at once and choose which is best based on a variety of factors. Some travelers look for specific aspects like high baggage coverage or good delayed trip coverage.
Shopping online also lets travelers get instant coverage
Another advantage of using a comparison site is the fact that you can get instant coverage. When you get a quote and find the right policy, you can take out a credit card and make the purchase right online. For most coverage, the insurance company will respond within hours with a confirmation number guaranteeing coverage.
They will usually also send a paper copy of your policy in the mail, but with this email confirmation you are covered. Many travelers print this out and go. It has your policy number, personal information, and important contact numbers if you have any questions or claims.