Platinum is Travel Guard’s premier package plan
Most travel insurance companies offer something called a “package” plan. Package plans are popular because they offer comprehensive, all-in-one coverage, usually including:
- trip cancellation
- trip interruption
- medical emergencies
- emergency evacuation
Look for a plan with the appropriate amount of coverage for your trip
When comparing package plans, look at the coverage limits and ask yourself if you feel comfortable with the amount. For example, some people are not as concerned with emergency medical expenses but want as much baggage coverage as possible. Before you start shopping, take a moment and write down what is important to you in a policy. What type of coverage is most important and how much do you need?
Travel Guard offers a plan called Platinum. This is their premier package plan, and offers comprehensive coverage for travelers, including:
|Coverage Type||Coverage amount|
|Trip cancellation||Trip cost
Covers you if you cancel your trip for a covered reason.
|Trip interruption||125% trip cost
Covers you if you interrupt your trip for a covered reason.
Reimburses you up to $200 a day for additional accommodations or travel expenses if you are delayed for more than 6 hours.
Reimburses you for transportation expenses incurred if you miss a connection due to weather or common carrier delay.
Covers necessary medical expenses up to one year after the sickness or injury, provided you sought initial medical treatment while on your trip.
|Emergency medical transportation||$1,000,000
Covers evacuation and transportation to the nearest adequate medical facility.
|Lost, stolen, or damaged baggage or personal effects||$1000
Reimburses for loss, theft or damage to your luggage and possessions while on a covered trip.
Reimburses you for the purchase of essential items if your bags are delayed for more than 24 hours.
|A,D & D||$25,000
Coverage against unforeseen injury or loss of life while traveling.
See the full review on Travel Guard’s Platinum plan.
Essential, individual coverage for the basic travel protections and not a lot of extras