10. 24/7 phone support to get help in a foreign country
One of the most stressful aspects of travel is getting beyond language and cultural barriers, and it can be even more daunting in an emergency.
Imagine having an accident while on vacation, but not knowing the local language and procedures. You don’t know the reputable hospitals, how they operate, or how they handle billing.
If you need support in a foreign country, travel insurance companies operate support centers 24 hours a day, 365 days a year. You can call and ask questions about coverage, get directed to the nearest hospital, or even have emergency medical arrangements made for you.
These phone centers are staffed with multi-lingual insurance professionals. They are trained to help travelers from across the globe, and get the help you need. (see How to Compare Quotes with a Travel Insurance Comparison Site)