Can I return my policy for a refund?
So you are planning your trip and researching travel insurance. After browsing a dozen plans, you think you’ve found the right one and are ready to buy. At the last minute though, you get that little hint of hesitation.
It’s natural to have a little anxiety; you want the right policy that will protect your trip, you don’t want to make any mistakes.
Free-look period allows travelers to check out the policy and return for a refund
Package plans from many different companies offer a free-look period. This means you can purchase the plan, get the actual policy and read through it, and return it for any reason for a full refund (minus a small admin fee, usually only 3-5 dollars)
The free-look refund only applies if you have not departed on your trip, and if you have not filed a claim.
The free-look period is usually 10-15 days
Buy the plan and read all the small print. Take your time because most companies offer the free-look period for 10-15 days. This allows plenty of time to look at all the details and make your final decisions.
Check out the free-look policy before buying
Most policies will clearly state the length of the free-look period. Also look for exceptions and fees, such as the small administrative fee stated earlier.