When citizens from foreign countries visit the US, they need insurance to cover any possible medical expenses
Many foreign citizen’s live here in the United States, attending schools, working, or just enjoying the country. When their family from home comes here to visit, they will need some sort of insurance to cover potential medical expenses.
This is very common with visiting parents; due to their age, the risk for accident or illness is higher.
For example: A family from India, living in New York for 10 years, invites their parents to visit. They decide to stay for 6 months so they can spend time with their grandchildren and even travel the country a little.
While in the Unites States, their insurance coverage from home will not provide coverage. In the case of an accident or illness, they will need coverage to pay the bills.
Citizens from foreign countries need to purchase travel medical coverage when visiting the United States. The basic coverage included in travel medical policies include:
- Emergency medical and dental expenses
- Medical evacuation
- Trip interruption (some companies)
- Baggage (some companies)
- 24 hour emergency assistance