Many people wonder if there are deductibles with travel insurance policies, similar to auto or home insurance.
In general, there are no deductibles for travel insurance policies
Most policies at least give you a “no-deductible” option, if it is not a standard policy feature. This means that a covered claim is paid in full, with the insured paying nothing.
If there is a deductible on an insurance policy, such as an auto policy, the insured pays the deductible amount first, then the insurance company pays the rest.
