This is the number of days that the insurance company will “look back” from the day the insurance was purchased, to see if your claim is related to a pre-existing medical condition.
For example: You go to the doctor on Jan. 1st with complaints of chest pains. 39 days later you are traveling and suffer an actual heart attack. If the insurance has a 90 day pre-existing condition period, your doctor visit would fall within it and they would consider the heart attack a pre-existing condition.
Related Topics
What is a pre-existing medical condition?
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