Travel delay coverage for the Denver blizzards

Bad weather can cause severe travel delays

Every holiday season is a very busy time for air travel, and winter storms can cause severe delays. The recent blizzards in Denver caused major delays and closed Denver airports for days. Thousands of travelers were stuck in the airport, and were forced to wait it out. Many connecting flight were missed in other locations due to the delays that ripple through the airline system.

Travel insurance can cover travel delay costs

Package plan travel insurance policies include coverage for travel delay and expenses caused by travel delay. Travel insurance can cover hotel costs or alternate transportation. The major variable is the length of delay before the policy kicks in, and the amount of coverage. The lower delay time, the sooner the delay benefits can be used. The amount of coverage usually states a daily amount and a maximum amount.

Here is a table showing the major travel insurance companies and their respective coverage for travel delay. Companies and policies are listed in order of length of delay. They range from 3 hours to 24 hours.

Company Name Product Name Coverage
Specialty Risk International (SRI) Round Trip 3 hours
$500 max
Travelex TraveLiteTravel Plus 5 hours
$200/day $750 max$200/day $1000 max
Access America ClassicDeluxe 6 hours
$150/day $500 max$150/day $1000 max
CSA Travel Protection Freestyle &
Freestyle Luxe
6 hours
$150/day $500 max
HTH Worldwide Trip Protector &
Trip Protector Preferred
6 hours
$150/day $1000 max
Travel Guard Cruise, Tour, and Travel 6 hours
$200/day $1000 max
M.H.Ross GlobalAlert! &
GlobalAlert! Enhanced
8 hours
$200/day $1000 max
Travelsafe Vacation Insurance 8 hours
$150/day $750 max
Travel Guard Essential
Essential Expanded
My Travel GuardProtect Assist
12 hours
$100/day $500 max$150/day $1500 max
International Medical Group (IMG) Patriot T.R.I.P.Patriot T.R.I.P. Elite 24 hours
$100/day $500 max$100/day $1000 max



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